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SOFI

SoFi Technologies, Inc.Close $16.58EOD only
Max Pain
$15.00
Next expiry Jun 18, 2026
Expected Move
±$0.96
5.8% from close
Price Gap
-1.58
Distance to max pain
IV Rank
98
High premium
P/C OI
0.48
Slightly call-heavy
Consensus
9.0/10
Bullish tilt
Published snapshot: Jun 12, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
Jun 12, 2026 close
SOFI Earnings Report
Analysis based on market close June 12, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Earnings Verdict

SOFI earnings 46d out; high IV, bullish flow, pinning near $16.

Confidence:
9 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 spot 0.5% from MP; +1 VIX 18
Most important: Call wall $18-$22, put floor $10-$15; 80% beat rate bullish.
📌Pinning near $16.50 weekly; put OI heavy below.

Regime Classification

Vol Regime
High
Gamma Regime
Pinning
Flow Regime
Bullish
Spot vs MP
At
Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,780 (9.5% below spot)

Earnings Overview

Next earnings: 2026-07-28 (46 days)explicit

Expected moves:

  • 2026-06-18 (6d): ±$0.96 (5.8%)
  • 2026-06-26 (14d): ±$1.44 (8.7%)
  • 2026-07-02 (20d): ±$1.74 (10.5%)

IV Setup

Term structure: Upward sloping: 6d 5.8%, 14d 8.7%, 20d 10.5%.

Crush estimate: Moderate post-earnings crush expected.

Skew: Put skew elevated near term; 9.5% put OI below spot.

Historical Context

Beat rate: 80% (4/5 quarters)

Avg move vs expected: Average move in line with implied.

Directional bias: Bullish; 80% beat rate (4/5).

Key Levels

1$15.00 gamma flip
2EM guardrails: 1w $15.62/$17.53
3Max pain pins: $16 (2026-06-12); $15 (2026-06-18); $17 (2026-06-26)

Flow Highlights

Large OI at $16.50 call/put for weekly; unusual $13.50 put volume.

Pinning possible at $16.50; bearish hedges at $13.50.

Strategies

Short Strangle
Sell 2026-07-24 $14.50 put + sell $20.00 call
Credit: $0.67-$0.82
Max loss: Unlimited
Max gain: $0.82
BE: 13.68 / 20.82
Trigger: Adjust if spot breaches $14.50 or $20.00; close at 50% profit.
Best for high IV and upward sloping term structure; liquid.
Outperforms: Sells $14.50 put and $20.00 call to capture premium decay.
Underperforms: Break outside short strikes invalidates short-vol thesis.
Call Diagonal
Sell 2026-07-02 $18.00 call / buy 2026-07-24 $19.00 call
Debit: $0.15-$0.18
Max loss: $0.18
Max gain: Variable
BE: Path-dependent
Trigger: Close if spot drops below $16.50 invalidation; roll if needed.
Leverages high near-term IV and bullish bias; time decay.
Outperforms: Sells near-term $18 call, buys later $19 call for upside.
Underperforms: Loss of support or adverse vol term shift weakens thesis.
Iron condor
Sell 2026-07-24 $15.00/$14.00 put wing and $19.00/$20.50 call wing
Credit: $0.51-$0.63
Max loss: $0.87
Max gain: $0.63
BE: 14.37 / 19.63
80% beat rate suggests pinning near max pain; iron condor captures decay with defined wings.
Outperforms: High IV and range-bound around $16-$17 for pre-earnings premium harvest.
Underperforms: Move outside short strikes invalidates range thesis.

Risk Assessment

!Gamma flip ~$15 (9.5% below spot).
!Call wall $18-$22 caps upside.
!Max pain pinning $16-$17.

What to Watch

?Spot vs $16.50 pin.
?Volume at $18 call wall.
?Gamma flip level.
How to Use These Reports
This earnings reflects the market close on June 12, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.