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SOFI

SoFi Technologies, Inc.Close $15.77EOD only

Max Pain

$16.50

Next expiry Oct 9, 2026

Expected Move

±$0.71

4.5% from close

Price Gap

+0.73

Distance to max pain

IV Rank

Low premium

P/C OI

0.53

Slightly call-heavy

Consensus

8.0/10

Bullish tilt

Published snapshot: Oct 2, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Oct 2, 2026 close

SOFI Theta Report

Analysis based on market close June 26, 2026

Directional Theta Gang Flow Earnings Consensus

Consensus-supported lens with chain history and key metrics in the rail.

Theta Verdict

Confidence:

8.5 / 10

base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +0.5 VIX 18

IV Environment

IV Regime

High

IV vs VIX

IV avg 69.6% vs VIX 18.4, elevated implied vol.

Favorable?

Yes

Term structure: 0 DTE put IV 114% (extreme skew), rest curve normalizes but remains high.

📊GEX +$231M bullish; put/call vol 0.49 favors calls

⚠️0 DTE put IV 114% signals tail risk

Pin Risk Assessment

Spot vs MP: Above

GEX regime: Pinning ($+231.4M)

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 71,034 (16.1% below spot)

OI concentrations: Max pain $18 for near expiries; put floor $10-$15, call wall $19-$25; gamma flip $15

Verdict: Pinning moderate; spot above MP, positive GEX supports pin at $18.

Premium Opportunities

Call credit spread

Sell 2026-07-31 $19.00/$20.00 call spread

Sell $19/$20 call spread to collect premium, capitalizing on elevated IV and expected resistance.

Credit: $0.25-$0.31

Max loss: $0.69

BE: $19.31

Mgmt: Close if stock approaches $19 or manage at 50% max gain; stop loss if above $18.5.

Risk Alerts

!0 DTE put skew extreme

!Gamma flip at $15 if selloff

How to Use These Reports

This theta reflects the market close on June 26, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.