Home Options SOFIReports

SOFI

SoFi Technologies, Inc.Close $16.31EOD only

Max Pain

$16.00

Next expiry Aug 7, 2026

Expected Move

±$0.90

5.5% from close

Price Gap

-0.31

Distance to max pain

IV Rank

Low premium

P/C OI

0.45

Slightly call-heavy

Consensus

8.0/10

Bullish tilt

Published snapshot: Jul 31, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Jul 31, 2026 close

SOFI Theta Report

Analysis based on market close June 17, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

You are viewing an older report from June 17, 2026. A newer theta report is available for June 26, 2026.

View latest report

Theta Verdict

Confidence:

7.5 / 10

base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); -1 spot 16.1% from MP; +0.5 VIX 18

IV Environment

IV Regime

High

IV vs VIX

IV 89.7% vs VIX 18.4 – extremely high

Favorable?

Yes

Term structure: Near-term IV distorted by pinning; back-month contango ~65%

🔴1 DTE call IV 373% indicates extreme pinning risk

🟢Dealer long gamma $145.5M supports pinning behavior

🟡High IV rank attractive but pin risk elevates near-term danger

Pin Risk Assessment

Spot vs MP: Above

GEX regime: Pinning ($+145.5M)

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,567 (13.9% below spot)

OI concentrations: Put floor at $15, call wall $20-$25

Verdict: Max pain $15 (1 DTE); spot above $15, so put floor is key support; gamma flip at $15

Premium Opportunities

Call credit spread

Sell 2026-08-21 $20.00/$21.00 call spread

Selling $20/$21 call spread to profit from limited upside.

Credit: $0.20-$0.25

Max loss: $0.75

BE: $20.25

Mgmt: Monitor spot near $18 invalidation; manage early if spot approaches.

Risk Alerts

!Near-term expiration (1 DTE) extreme skew – avoid naked shorts

!Spot 16.1% above max pain $15 – potential gap down if pin fails

!IV crush likely post 1 DTE expiration

How to Use These Reports

This theta reflects the market close on June 17, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.