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SOFI

SoFi Technologies, Inc.Close $16.47EOD only
Max Pain
$16.50
Next expiry Jun 12, 2026
Expected Move
±$0.83
5.0% from close
Price Gap
+0.03
Distance to max pain
IV Rank
40
Middle-high premium
P/C OI
0.49
Slightly call-heavy
Consensus
8.5/10
Bullish tilt
Published snapshot: Jun 9, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
Jun 9, 2026 close
SOFI Earnings Report
Analysis based on market close June 10, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Earnings Verdict

Bullish flow and high IV support premium selling, but macro selloff adds caution. Beat rate 80% favors upside.

Confidence:
7.5 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); -0.5 spot 3.8% from MP
Most important: Aggressive call buying at $15 and $18 strikes signals bullish sentiment ahead of earnings.
🟢Heavy call flow suggests strong bullish conviction.
🟡IV elevated but term structure typical for distant event.
🔴Macro headwinds may pressure despite bullish flow.

Regime Classification

Vol Regime
High
Gamma Regime
Pinning
Flow Regime
Bullish
Spot vs MP
Below
Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,759 (5.5% below spot)

Earnings Overview

Next earnings: 2026-07-28 (48 days)explicit

Expected moves:

  • 2026-06-12 (2d): ±$0.70 (4.4%)
  • 2026-06-18 (8d): ±$1.25 (7.8%)
  • 2026-06-26 (16d): ±$1.63 (10.3%)

IV Setup

Term structure: Upward sloping: near-term IV ~50% rising to 60%+ at 16d, driven by earnings uncertainty and high VIX.

Crush estimate: Post-earnings IV crush expected, ~10-15 point drop.

Skew: Call-skewed with put OI concentration at $15 providing support.

Historical Context

Beat rate: 80% (4/5 quarters)

Avg move vs expected: Historically moves in line with implied, slight upside bias on beats.

Directional bias: Bullish, given 80% beat rate.

Key Levels

1$15.00 gamma flip
2EM guardrails: 2d $15.17/$16.57; 1w $14.62/$17.11
3Max pain pins: $16 (2026-06-12); $15 (2026-06-18); $17 (2026-06-26)

Flow Highlights

6/26 $15 Call: vol 1064 vs OI 363 (2.9x).

Aggressive near-term bullish bet, possibly hedging.

7/24 $18 Call: vol 474 vs OI 281 (1.7x).

Extended bullish positioning for post-earnings rally.

Strategies

Short Strangle
Sell 2026-07-17 $15.00 put + sell $20.00 call
Credit: $0.92-$1.12
Max loss: Unlimited
Max gain: $1.12
BE: 13.88 / 21.12
Trigger: Monitor spot; adjust if breaches $15 or $20. Close before earnings to avoid gap risk.
Top rank because IV at 60% offers rich premium and spot near max pain $16 suggests range-bound move. Supports premium selling strategy.
Outperforms: Sells $15 put and $20 call to collect premium, betting stock stays within range.
Underperforms: Break outside short strikes invalidates short-vol thesis.
Iron Condor
Sell 2026-07-10 $15.00/$13.00 put wing and $18.00/$20.00 call wing
Credit: $0.70-$0.85
Max loss: $1.15
Max gain: $0.85
BE: 14.15 / 18.85
Trigger: Hold to expiration; set exit if IV spikes or underlying moves outside wings.
Defined risk alternative to short strangle. Expires before earnings, avoiding gap risk. Strikes align with support/resistance.
Outperforms: Sells put spread and call spread for credit, profiting if stock remains between $15 and $18.
Underperforms: Move outside short strikes invalidates range thesis.
Long straddle
Buy 2026-08-21 $17.00 put + buy $17.00 call
Debit: $3.58-$4.37
Max loss: $4.37
Max gain: Unlimited
BE: 12.63 / 21.37
Earnings catalyst with 80% beat rate and aggressive call buying, but macro uncertainty suggests wide move.
Outperforms: Buy straddle to capture earnings move with high IV and bullish flow.
Underperforms: Under-realized move and IV crush hurt long-vol thesis.

Risk Assessment

!Macro selloff (SPY -1.58%, QQQ -2%) could weigh.
!High vol regime amplifies gamma costs.
!Spot below max pain pin at $16 encourages pinning.

What to Watch

?Spot vs $15 put support and $16 max pain.
?Further unusual option activity.
?IV expansion as earnings approach.
How to Use These Reports
This earnings reflects the market close on June 10, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.