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SOFI

SoFi Technologies, Inc.Close $16.47EOD only
Max Pain
$16.50
Next expiry Jun 12, 2026
Expected Move
±$0.83
5.0% from close
Price Gap
+0.03
Distance to max pain
IV Rank
40
Middle-high premium
P/C OI
0.49
Slightly call-heavy
Consensus
8.5/10
Bullish tilt
Published snapshot: Jun 9, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
Jun 9, 2026 close
SOFI Earnings Report
Analysis based on market close June 9, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Earnings Verdict

SOFI's bullish flow and high beat rate support positive outlook, but earnings far out. Near-term IV elevated.

Confidence:
9 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 spot 0.2% from MP; +0.5 VIX 20
Most important: Massive $16 Call unusual activity for July 24 expiration.
📈Unusual $16 Call flow for July 24: 16x vol/OI ratio signals pre-earnings bullish bet

Regime Classification

Vol Regime
High
Gamma Regime
Pinning
Flow Regime
Bullish
Spot vs MP
At
Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,699 (8.9% below spot)

Earnings Overview

Next earnings: 2026-07-28 (49 days)explicit

Expected moves:

  • 2026-06-12 (3d): ±$0.82 (5.0%)
  • 2026-06-18 (9d): ±$1.31 (8.0%)
  • 2026-06-26 (17d): ±$1.71 (10.4%)

IV Setup

Term structure: Near-term (3d) IV ~64% implied; longer-dated (to earnings) likely lower. Flat curve.

Crush estimate: Estimated 30-40% crush post-earnings.

Skew: Put skew pronounced at $14-$15 strikes.

Historical Context

Beat rate: 80% (4/5 quarters)

Avg move vs expected: Not available; beat rate 80% suggests upside tendency.

Directional bias: Bullish given flow and beat rate.

Key Levels

1$15.00 gamma flip
2EM guardrails: 2d $15.64/$17.29; 1w $15.16/$17.78
3Max pain pins: $16 (2026-06-12); $15 (2026-06-18); $17 (2026-06-26)

Flow Highlights

Unusual $16 Call volume (2,500 vs 149 OI) on July 24 expiration

Indicates large bullish positioning ahead of earnings

Strategies

Long strangle on high IV and upside bias
Buy 2026-08-21 $15.00 put + buy $20.00 call
Debit: $1.84-$2.24
Max loss: $2.24
Max gain: Unlimited
BE: 12.76 / 22.24
Trigger: Exit before earnings or adjust on IV crush; target 30-40% crush
Only candidate; exploits binary earnings move with elevated IV; beat rate 80% supports upside
Outperforms: Buy Aug 21 $15 put and $20 call; profits on large move either direction
Underperforms: Insufficient realized move reduces long-strangle edge.

Risk Assessment

!Put OI concentration at $14-$15 creates support but risk of breakdown
!Call OI wall at $18-$22 caps upside
!High VIX (20) amplifies moves

What to Watch

?Weekly expirations 6/12, 6/18, 6/26 for gamma effects
?Earnings on 7/28: long-dated positioning
How to Use These Reports
This earnings reflects the market close on June 9, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.