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SOFI

SoFi Technologies, Inc.Close $16.03EOD only
Max Pain
$17.00
Next expiry Jun 12, 2026
Expected Move
±$1.07
6.7% from close
Price Gap
+0.97
Distance to max pain
IV Rank
92
High premium
P/C OI
0.49
Slightly call-heavy
Consensus
7.5/10
Bullish tilt
Published snapshot: Jun 5, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
Jun 5, 2026 close
SOFI Earnings Report
Analysis based on market close June 8, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Earnings Verdict

SOFI earnings setup 50 days out. High IV, bullish flow, gamma pinning. Beat rate 80% supports upside bias.

Confidence:
9 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 spot 0.0% from MP; +0.5 VIX 19
Most important: Gamma pinning near $16.5-$17, large call OI at $20-$22, unusual call buying suggests upside potential.
🚀Call OI wall at $20-$22 with unusual buying suggests upside anticipation.
⚠️50 days to event; IV crush post-earnings could be severe (~50% drop).

Regime Classification

Vol Regime
High
Gamma Regime
Pinning
Flow Regime
Bullish
Spot vs MP
At
Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,759 (9.1% below spot)

Earnings Overview

Next earnings: 2026-07-28 (50 days)explicit

Expected moves:

  • 2026-06-12 (4d): ±$0.90 (5.5%)
  • 2026-06-18 (10d): ±$1.33 (8.1%)
  • 2026-06-26 (18d): ±$1.68 (10.2%)

IV Setup

Term structure: Steep: 4d ~5.5% move, 18d ~10.2%, implying higher IV further out.

Crush estimate: Expected ~50% IV crush post-earnings, but pre-earnings IV may expand.

Skew: Slight put skew due to put OI concentration at $16.

Historical Context

Beat rate: 80% (4/5 quarters)

Avg move vs expected: Not specified; implied moves 5.5-10.2% for near-term expirations.

Directional bias: Bullish given 80% beat rate.

Key Levels

1$15.00 gamma flip
2EM guardrails: 1w $15.17/$17.83
3Max pain pins: $16 (2026-06-12); $15 (2026-06-18); $17 (2026-06-26)

Flow Highlights

Unusual call buying at $17.5 and $18 strikes with vol/OI >1.5x

Bullish positioning ahead of earnings.

Deep OTM $2 call (IV 166%) with high volume

Speculative upside bet; could be lottery-like.

Strategies

Earnings Strangle
Buy 2026-07-10 $15.00 put + buy $19.00 call
Debit: $0.77-$0.95
Max loss: $0.95
Max gain: Unlimited
BE: 14.05 / 19.95
Trigger: Take profit if IV spikes pre-earnings; exit after earnings to avoid crush.
Cost-effective tail capture; high IV and bullish flow suggest moves beyond $15 or $19.
Outperforms: Long $15 put/$19 call, premium 0.95, unlimited upside.
Underperforms: Insufficient realized move reduces long-strangle edge.
Earnings Straddle
Buy 2026-07-10 $17.00 put + buy $17.00 call
Debit: $2.07-$2.53
Max loss: $2.53
Max gain: Unlimited
BE: 14.47 / 19.53
Trigger: Set stop-loss on premium; close before IV crush.
Direct hedge with 80% beat rate; captures any move but premium high.
Outperforms: Long $17 put/$17 call, premium 2.53, unlimited upside.
Underperforms: Under-realized move and IV crush hurt long-vol thesis.

Risk Assessment

!High IV expansion risk before earnings
!Gamma pinning may cap moves outside $15-18

What to Watch

?Max pain pin shifts: $16 (Jun12), $15 (Jun18), $17 (Jun26)
?Gamma flip at $15 (put OI concentration)
?Spot vs EM guardrails $15.17/$17.83
How to Use These Reports
This earnings reflects the market close on June 8, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.