thetaOwl
HomeOptionsSOFIReports

SOFI

SoFi Technologies, Inc.Close $17.15EOD only
Max Pain
$17.00
Next expiry Jun 5, 2026
Expected Move
±$0.46
2.7% from close
Price Gap
-0.15
Distance to max pain
IV Rank
70
High premium
P/C OI
0.49
Slightly call-heavy
Consensus
7.0/10
Bullish tilt
Published snapshot: Jun 4, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
Jun 4, 2026 close
SOFI Earnings Report
Analysis based on market close June 5, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Earnings Verdict

SOFI earnings 53 days out. Bullish flow and high VIX. 80% beat rate. Spot near $16, max pain $17. Confidence 7.5/10.

Confidence:
7.5 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); -1 spot 5.7% from MP; +0.5 VIX 22
Most important: Large call buying in Jul $17 strike; IV elevated; risk of market tail.
📈Large Jul $17 call buy (8.6k) indicates bullish conviction.
⚠️VIX at 21.5; high vol environment adds risk but also premium.
📊80% beat rate (4/5) supports positive bias.

Regime Classification

Vol Regime
High
Gamma Regime
Pinning
Flow Regime
Bullish
Spot vs MP
Below
Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,724 (6.4% below spot)

Earnings Overview

Next earnings: 2026-07-28 (53 days)explicit

Expected moves:

  • 2026-06-12 (7d): ±$1.07 (6.7%)
  • 2026-06-18 (13d): ±$1.43 (8.9%)
  • 2026-06-26 (21d): ±$1.79 (11.1%)

IV Setup

Term structure: Upward sloping; event far out.

Crush estimate: Moderate; ~50-70% IV drop post-earnings.

Skew: Call-heavy skew; put/call ratio 0.44.

Historical Context

Beat rate: 80% (4/5 quarters)

Avg move vs expected: Not provided; beat rate 80% suggests above-average moves.

Directional bias: Slightly bullish due to high beat rate and call flow.

Key Levels

1$15.00 gamma flip
2EM guardrails: 1w $14.96/$17.10
3Max pain pins: $17 (2026-06-05); $17 (2026-06-12); $15 (2026-06-18)

Flow Highlights

Large buy of 8,626 Jul $17 calls (vol/OI 33.8).

Bullish bet on stock above $17 by mid-July.

Unusual put buying at $11 Sep strike (6,545 contracts).

Hedge or bearish view on downside tail.

Strategies

Long Strangle on SOFI Earnings
Buy 2026-08-21 $15.00 put + buy $17.00 call
Debit: $2.68-$3.27
Max loss: $3.27
Max gain: Unlimited
BE: 11.73 / 20.27
Trigger: Exit before earnings or at 50% max loss; adjust if IV collapses pre-event.
80% beat rate, bullish call flow, elevated IV; captures move with limited risk.
Outperforms: Buys Aug $15 put and $17 call to profit from earnings-driven volatility, lower premium than straddle.
Underperforms: Insufficient realized move reduces long-strangle edge.

Risk Assessment

!Market selloff (SPY -2.6%, QQQ -4.8%) with VIX 21.5.
!Spot below near-term max pain $17, could pin but risk of drop to $15 support.
!Concentrated call OI at $17-$22; put floor at $10-$15.

What to Watch

?$17 resistance and $15 support levels.
?Continued call accumulation in Jul/Aug expirations.
?VIX trajectory; if VIX drops, IV crush may front-run earnings.
How to Use These Reports
This earnings reflects the market close on June 5, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.