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SOFI

SoFi Technologies, Inc.Close $16.68EOD only
Max Pain
$17.00
Next expiry Jun 5, 2026
Expected Move
±$0.64
3.8% from close
Price Gap
+0.32
Distance to max pain
IV Rank
59
Middle-high premium
P/C OI
0.49
Slightly call-heavy
Consensus
8.5/10
Bullish tilt
Published snapshot: Jun 3, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
Jun 3, 2026 close
SOFI Earnings Report
Analysis based on market close June 4, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Earnings Verdict

SOFI near max pain with heavy call buying; weekly expiry tomorrow is a short-term catalyst. Bearish gamma flip risk below $15.

Confidence:
9 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 spot 0.9% from MP; +1 VIX 15
Most important: Call sweeps near $17-$17.5 weekly expire tomorrow; pin at $17 max pain likely; upside may be limited.
📈Call Sweeps Near Max Pain $17
⚠️Gamma Flip Risk at $15
📉Extreme Put IV in $22 Strike

Regime Classification

Vol Regime
High
Gamma Regime
Pinning
Flow Regime
Bullish
Spot vs MP
At
Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,622 (12.5% below spot)

Earnings Overview

Next earnings: 2026-07-28 (54 days)explicit

Expected moves:

  • 2026-06-05 (1d): ±$0.46 (2.7%)
  • 2026-06-12 (8d): ±$1.12 (6.5%)
  • 2026-06-18 (14d): ±$1.50 (8.8%)

IV Setup

Term structure: V-shaped: 1d IV ~52%, 8d ~44%, 14d ~45%.

Crush estimate: Post-weekly crush ~10-20% as call premium decays.

Skew: Put skew extreme in far OTM ($22 put IV 173%); call-side skew dominant on heavy buying.

Historical Context

Beat rate: 80% (4/5 quarters)

Avg move vs expected: Avg move 2.2% vs 2.7% expected (1d); beat rate 80%.

Directional bias: Bullish given high beat rate and call-heavy flow.

Key Levels

1$15.00 gamma flip
2EM guardrails: 2d $16.68/$17.61; 1w $16.03/$18.27
3Max pain pins: $17 (2026-06-05); $16 (2026-06-12); $15 (2026-06-18)

Flow Highlights

Heavy call buying in $17/$17.5 weekly strikes (vol/OI ~1.9,1.7)

Bullish positioning near max pain; expects pin or upside.

Net premium $9M, put/call vol ratio 0.32

Aggressive call dominance; strong bullish conviction.

Strategies

Call Diagonal
Sell 2026-06-12 $18.50 call / buy 2026-07-17 $19.00 call
Debit: $0.52-$0.64
Max loss: $0.64
Max gain: Variable
BE: Path-dependent
Trigger: Exit upon weekly expiry; roll if spot approaches $16.50.
Best for elevated near-term IV and bullish bias; benefits from IV crush on short leg while maintaining upside exposure.
Outperforms: Sells near-term call and buys longer-term call for directional exposure.
Underperforms: Loss of support or adverse vol term shift weakens thesis.
Bull Call Spread
Buy 2026-08-21 $17.00/$20.00 call spread
Debit: $0.93-$1.13
Max loss: $1.13
Max gain: $1.87
BE: $18.13
Trigger: Hold through earnings; close if spot drops below $16.50.
Defined risk bullish play for earnings catalyst; high beat rate supports upside.
Outperforms: Buy $17/$20 call spread expiring after earnings.
Underperforms: Loss of support weakens upside continuation thesis.
Long Strangle
Buy 2026-08-21 $16.00 put + buy $19.00 call
Debit: $2.63-$3.22
Max loss: $3.22
Max gain: Unlimited
BE: 12.78 / 22.22
Trigger: Close before earnings to avoid crush.
Less favored due to high premium and non-directional nature; better if expecting large post-earnings move.
Outperforms: Buy put and call for volatility expansion.
Underperforms: Insufficient realized move reduces long-strangle edge.

Risk Assessment

!Weekly expiry tomorrow: pin at $17 max pain, but call-heavy flow could lead to reversal if spot drops below $16.50
!Gamma flip at $15 if spot drops 12.5%
!Thin put protection (PCR OI 0.49)
!No earnings catalyst for 54 days after expiry

What to Watch

?Weekly expiry pin at $17 max pain
?Call resistance $20-$25
?Put floor $10-$15
How to Use These Reports
This earnings reflects the market close on June 4, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.