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SOFI

SoFi Technologies, Inc.Close $15.31EOD only
Max Pain
$16.50
Next expiry May 15, 2026
Expected Move
±$0.55
3.6% from close
Price Gap
+1.19
Distance to max pain
IV Rank
66
High premium
P/C OI
0.49
Slightly call-heavy
Consensus
4.5/10
Bullish tilt
Published snapshot: May 13, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 13, 2026 close
SOFI Earnings Report
Analysis based on market close May 14, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Earnings Verdict

SOFI bullish flow with call skew, pinned near $16 max pain. Earnings 75d out but near-term IV elevated.

Confidence:
9 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 VIX 17
Most important: Call OI wall $17-$24 and put floor $15-$15 indicate upside bias.
🛡️$15 put floor: 79k OI below spot
📈$17-$24 call wall: upside resistance

Regime Classification

Vol Regime
High
Gamma Regime
Pinning
Flow Regime
Bullish
Spot vs MP
Below
Gamma flip: ~$15.00 — Approx — based on put OI concentration of 79,189 (6.4% below spot)

Earnings Overview

Next earnings: 2026-07-28 (75 days)explicit

Expected moves:

  • 2026-05-15 (1d): ±$0.38 (2.4%)
  • 2026-05-22 (8d): ±$0.96 (6.0%)
  • 2026-05-29 (15d): ±$1.31 (8.2%)

IV Setup

Term structure: Steep: 1d ±2.4%, 8d ±6.0%, 15d ±8.2%

Crush estimate: N/A until July; near-term IV elevated

Skew: Call skew dominates; $16 calls heavily traded

Historical Context

Beat rate: 80% (4/5 quarters)

Avg move vs expected: 80% beat rate; implied moves high

Directional bias: Bullish (flow and GEX pinning)

Key Levels

1$15.00 gamma flip
2EM guardrails: 2d $15.64/$16.41; 1w $15.06/$16.99
3Max pain pins: $16 (2026-05-15); $16 (2026-05-22); $16 (2026-05-29)

Flow Highlights

Massive $16 call vol 41k vs OI 22k, aggressive buying near max pain

Bullish sentiment, pinning at $16

$15.50 call sweep 21k vol, 2.6x OI

Call buying above spot, bullish bias

Strategies

Risk Assessment

!Gamma flip at $15; put OI 79k below spot
!High IV decay if spot holds

What to Watch

?$16 pin break or hold
?$17 resistance; put floor $15
How to Use These Reports
This earnings reflects the market close on May 14, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.