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SOFI

SoFi Technologies, Inc.Close $15.31EOD only
Max Pain
$16.50
Next expiry May 15, 2026
Expected Move
±$0.55
3.6% from close
Price Gap
+1.19
Distance to max pain
IV Rank
66
High premium
P/C OI
0.49
Slightly call-heavy
Consensus
4.5/10
Bullish tilt
Published snapshot: May 13, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 13, 2026 close
SOFI Directional Report
Analysis based on market close May 14, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Outlook

Bullish bias: GEX/flow aligned, pinning at $16 max pain above spot.

Confidence:
9 / 10
Base 5 +2 GEX/flow +1 pinning +1 VIX = 9.
Supports: GEX +$34.8M, bullish flow, max pain $16 above spot.
Conflicts: Resistance $16.5 and $17, high vol risk.
📈GEX $34.8M and bullish flow
📌Max pain $16 magnet above
⚠️High vol but dealer support

Regime Classification

Vol Regime
High
High IV vs typical, VIX 17 supports activity.
Gamma Regime
Pinning
Positive GEX $34.8M, pinning toward $16.
Flow Regime
Bullish
Bullish net premium flow.
Spot vs Max Pain
Below
Spot below $16 max pain, gravitating up.
Thesis duration: Event-specific — Weekly expiries with concentrated $16 OI.

Price Range Forecast

Next 2 days
$15.64$16.41
Test $16
Next 1 week
$15.06$16.99
Support $15.06, resist $16.99
Next 2 weeks
$14.71$17.33
Key support $15 gamma flip

Key Levels

Max pain pins: $16 (2026-05-15); $16 (2026-05-22); $16 (2026-05-29)
EM guardrails: 2d $15.64/$16.41; 1w $15.06/$16.99
Support: $15.00 · $14.71
Resistance: $16.50 · $17.00 · $17.33
Gamma flip: ~$15.00 — Approx — based on put OI concentration of 79,189 (6.4% below spot)
Structural: Max pain $16; EM 2d $15.64-$16.41; support $15/$14.71; resist $16.5/$17/$17.33; gamma flip ~$15.

Dealer Positioning (GEX/DEX)

GEX: $+34.8M

DEX: +113.6M shares

Gamma flip: ~$15 (Approx — based on put OI concentration of 79,189 (6.4% below spot))

NTM gamma: GEX +$34.8M, DEX +113.6M. Dealers long gamma, pinning $16. Gamma flip ~$15.

IV Analysis

IV vs VIX: IV high vs VIX 17, event-driven.

Term structure: Backwardation for weekly events.

Skew: Skew positive; short upside calls if pinning holds.

Flow Analysis

Net premium: Bullish flow with $11.4M net premium, P/C volume ratio 0.37.

Directional prints: 42.2 call 16 ITM 2026-05-15 — Volume 41.5k vs OI 22.8k (1.8x), suggests aggressive call buying; possibly bullish directional bet. 50 call 15.5 ITM 2026-05-15 — Volume 21.7k vs OI 8.4k (2.6x), aggressive buying near ATM; bullish sentiment.

Unusual: call 3 ITM 2026-05-15 — Vol/OI 2.7x, very high IV; deep ITM call likely hedging or lottery. 50 call 15.5 ITM 2026-05-15 — High vol/OI ratio 2.6x with elevated IV; aggressive positioning. 57.8 call 14.5 ITM 2026-05-22 — Vol/OI 2.3x; ITM call buying for next week bullish bet.

Risks & Catalysts

!Break below $15 gamma flip
!Resistance $16.5/$17
!High vol reversals

Strategy Viability

StrategyEdgeBest SetupPrimary Risk
Put credit spreadModerate-Strong
Sell 2026-05-29 $15.50/$14.50 put spread
Why now: Sell put spread below support to collect premium with defined risk.
Drop below $15 triggers downside risk.
Bull call spreadModerate
Buy 2026-06-05 $16.00/$17.50 call spread
Why now: Call buying flow and gamma pin at $16 suggest upside breakout.
Volatility contraction or reversal below $16.
Cash-secured putModerate
Sell 2026-06-18 $15.00 cash-secured put
Why now: Bullish bias allows selling put at support level.
Stock declines below $15, assignment risk.

Top Plays

#1
Bull Call Spread
Buy 2026-06-05 $16.00/$17.50 call spread
Buy $16/$17.50 call spread to capture upside with defined risk.
Why this play: Directly benefits from bullish call flow and gamma pin at $16, limited risk, high reward.
Debit: $0.46-$0.57
Max loss: $0.57
BE: $16.57
Mgmt: Exit at 50% gain or if SOFI drops below $15.
Traders expecting breakout above $16 within 2 weeks.
#2
Put Credit Spread
Sell 2026-05-29 $15.50/$14.50 put spread
Sell $15.50/$14.50 put spread to profit from bull trend or sideways move.
Why this play: Collects premium while staying above support; less directional but defined risk.
Credit: $0.23-$0.28
Max loss: $0.72
BE: $15.22
Mgmt: Close if SOFI nears $15 or if IV spikes.
Traders wanting income with downside protection.
#3
Cash-Secured Put
Sell 2026-06-18 $15.00 cash-secured put
Sell $15 put to collect premium and potentially buy stock at discount.
Why this play: Good for long-term bullish but requires more capital and has higher risk.
Credit: $0.53-$0.65
Max loss: $14.35
BE: $14.35
Mgmt: Roll if tested or close at 50% profit.
Traders willing to hold stock long.

Watchlist Triggers

Entry Triggers
IFSOFI trades above $16.50 resistance → Enter Bull Call Spread (sofi_bcs_1): buy $16/$17.50 call spread
IFSOFI holds above $15.00 support → Sell Put Credit Spread (sofi_pcs_1): $15.50/$14.50 put spread
Exit Triggers
EXITSOFI drops below $15.00 → Exit all bullish positions: close sofi_bcs_1 and sofi_pcs_1

Tactical Summary

Bullish bias with gamma pin at $16 and support at $15. Prefer sofi_bcs_1 for upside, sofi_pcs_1 for income. Invalidate below $15. Manage positions at 50% gain or if levels breached.
How to Use These Reports
This directional reflects the market close on May 14, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.