Home Options SOFIReports

SOFI

SoFi Technologies, Inc.Close $17.30EOD only

Max Pain

$17.50

Next expiry Jun 26, 2026

Expected Move

±$0.52

3.0% from close

Price Gap

+0.20

Distance to max pain

IV Rank

Low premium

P/C OI

0.50

Slightly call-heavy

Consensus

8.0/10

Bullish tilt

Published snapshot: Jun 25, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Jun 25, 2026 close

SOFI Directional Report

Analysis based on market close June 26, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Outlook

SOFI is in a strong bullish regime with dealer positive gamma pinning near $18 and heavy call flow. Spot above max pain suggests near-term upside bias; high IV supports long premium. Target $18.90 resistance over the next week.

Confidence:

8.5 / 10

Base 5; +2 GEX/flow strongly aligned; +1 positive gamma pinning; +0.5 VIX 18

Supports: Bullish flow, positive gamma, spot above max pain
Conflicts: Resistance at $18 (max pain) and $19; potential reversal if breakout fails

📈Spot above $18 max pain with $231M positive gamma; strong pinning support.

⚡High IV regime (VIX 18) favors long premium for directional plays.

⚠️Resistance at $18 (max pain) and $19; breakout failure could trigger sell-off.

Regime Classification

Vol Regime

High

IV elevated relative to typical range; high vol regime supporting premium selling.

Gamma Regime

Pinning

Positive gamma with pinning near $18; large put OI concentration below.

Flow Regime

Bullish

Net call premium dominance; P/C ratio low, indicating bullish sentiment.

Spot vs Max Pain

Above

Spot above max pain at $18, reinforcing upward bias and potential pinning.

Thesis duration: Event-specific — Proximity to weekly expiration (2026-06-26) with significant OI at $18; event-driven dynamics.

Price Range Forecast

Next 1 week

$16.85$18.90

Bullish lean supported by positive gamma and strong call flow; resistance at $18 (max pain) and $19.

Next 2 weeks

$16.32$19.43

Broader bullish range; upside potential to $19.43 if momentum continues.

Key Levels

Max pain pins: $18 (2026-06-26); $18 (2026-07-02); $17 (2026-07-10)

EM guardrails: 1w $16.85/$18.90

Support: $17.50 · $16.32

Resistance: $18.00 · $19.00 · $19.43

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 71,034 (16.1% below spot)

Structural: Max pain pins: $18 (2026-06-26), $18 (2026-07-02), $17 (2026-07-10). EM guardrails 1w: $16.85/$18.90. Support: $17.5, $16.32. Resistance: $18, $19, $19.43. Gamma flip ~$15.

Dealer Positioning (GEX/DEX)

GEX: $+231.4M

DEX: +103.3M shares

Gamma flip: ~$15 (Approx — based on put OI concentration of 71,034 (16.1% below spot))

NTM gamma: Dealer net gamma positive at +$231.4M, delta-adjusted +103.3M shares. Gamma flip near $15 based on put OI concentration 71K contracts 16.1% below spot.

IV Analysis

IV vs VIX: Ticker IV likely rich vs VIX given high vol regime; elevated implied vol suggests overpriced options, but directional bias supports long premium.

Term structure: Term structure likely in contango with event kink at weekly expiry; near-term vol elevated due to expiration.

Skew: Skew biased to calls; put skew lower due to heavy call demand. Opportunity in buying call spreads for defined risk bullish exposure.

Flow Analysis

Net premium: Net premium positive at $13.7M, P/C vol ratio 0.49, strong call buying.

Directional prints: 51.8 call 18 OTM 2026-07-02 — Vol/OI 2.5, 17.6k vs 6.9k OI. Likely bought OTM calls. Bullish opening. 69.5 call 17.5 ITM 2026-06-26 — Vol/OI 1.8, 21.8k vs 12.4k OI. ITM call, likely bullish closing. 52 put 17.5 OTM 2026-07-02 — Vol/OI 2.0, 5.9k vs 3.0k OI. OTM put hedge for long calls. Bearish hedge.

Unusual: 102.3 put 11 OTM 2026-07-17 — Vol/OI 14.8, 5.1k vs 0.3k OI. High IV. New bearish speculation or closing. call 8 ITM 2026-06-26 — Vol/OI 2.5, 282 vs 111 OI. Deep ITM call likely closing. 231.8 call 13.5 ITM 2026-07-02 — Vol/OI 1.7, 321 vs 190 OI, IV 232%. ITM call unusual.

Risks & Catalysts

!Failure to break $18 resistance

!Reversal below $17.5 support

!Gamma flip if spot drops to $15

!Shift in dealer positioning post-expiry

Strategy Viability

Strategy	Edge	Best Setup	Primary Risk
Bull call spread	Moderate-Strong	Buy 2026-07-10 $18.00/$19.00 call spread Why now: High IV supports long premium; defined risk.	If $18 fails, spread loses value.
Bullish risk reversal	Moderate	Buy 2026-07-31 $20.50 call / sell 2026-07-31 $15.00 put Why now: High IV enriches premium; bullish bias.	Downside if stock drops below short put strike.
Put credit spread	Moderate-Strong	Sell 2026-07-10 $16.50/$15.50 put spread Why now: Bullish-neutral; defined risk; high IV boosts credit.	Breach of short put if stock reverses.

Top Plays

Bull Call Spread

Buy 2026-07-10 $18.00/$19.00 call spread

Buy $18/$19 call spread, expiring 7/10, targeting $18.90 resistance.

Why this play: Best matches aggressive bullish thesis with defined risk; high IV supports premium purchase.

Debit: $0.33-$0.41

Max loss: $0.41

BE: $18.41

Mgmt: Exit at 50% gain or if SOFI falls below $17.5.

Traders seeking leveraged upside with capped loss.

Bullish Risk Reversal

Buy 2026-07-31 $20.50 call / sell 2026-07-31 $15.00 put

Buy $20.5 call, sell $15 put, expiring 7/31, for near-zero cost.

Why this play: High IV enriches credit; unlimited upside if momentum sustains.

Debit: $0.20-$0.24

Max loss: $15.00

BE: $15.00

Mgmt: Monitor gamma; roll put if spot drops near $17.5.

Aggressive traders comfortable with short put risk.

Put Credit Spread

Sell 2026-07-10 $16.50/$15.50 put spread

Sell $16.5/$15.5 put spread, expiring 7/10, collecting premium.

Why this play: Defined risk, neutral-bullish; high credit from elevated IV.

Credit: $0.14-$0.17

Max loss: $0.83

BE: $16.33

Mgmt: Let expire worthless; adjust if spot nears $17.5.

Income-focused traders in bullish regime.

Watchlist Triggers

Entry Triggers

IFIF SOFI spot breaks above $18.00 resistance → THEN enter bull call spread: buy 2026-07-10 $18.00/$19.00 call spread for 0.33-0.41

Adjustment Triggers

ADJIF SOFI spot declines to $17.50 support → THEN adjust put credit spread: close or roll 2026-07-10 $16.50/$15.50 put spread

Exit Triggers

EXITIF SOFI spot falls below $17.50 → THEN exit all bullish positions: close bull call spread and risk reversal

Tactical Summary

Bullish bias with dealer gamma near $18. Target $18.90 resistance. Prefer bull call spread for defined risk; use risk reversal for leverage, put credit spread for income. Exit if $17.5 breaks.

How to Use These Reports

This directional reflects the market close on June 26, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.