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SOFI

SoFi Technologies, Inc.Close $17.10EOD only

Max Pain

$17.00

Next expiry Jun 26, 2026

Expected Move

±$0.96

5.6% from close

Price Gap

-0.10

Distance to max pain

IV Rank

Low premium

P/C OI

0.50

Slightly call-heavy

Consensus

8.5/10

Bullish tilt

Published snapshot: Jun 22, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Jun 22, 2026 close

SOFI Directional Report

Analysis based on market close June 23, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Outlook

SOFI high vol, pinning gamma, bullish flow. Spot above $17 MP, dealer long gamma $100M. Confidence 9/10, bullish drift to $18+ in 1-2 weeks, near-term reversion risk to $17. Gamma flip risk below $15.

Confidence:

9 / 10

Base 5; GEX/flow +2; GEX pin +1; spot 1.7% from MP +0.5; VIX 19 +0.5.

Supports: Bullish flow, positive gamma, spot above MP.
Conflicts: High vol, mean reversion to $17, gamma flip at $15.

📈Bullish flow and gamma pinning

⚠️Spot above $17 max pain risk

🛡️Dealer long gamma dampens selloffs

Regime Classification

Vol Regime

High

High vol: IV rich vs VIX 19.5.

Gamma Regime

Pinning

Positive GEX $100M; pins $17; flip $15.

Flow Regime

Bullish

Bullish net premium buying.

Spot vs Max Pain

Above

Above $17 MP by 1.7%.

Thesis duration: Multi-week — Dealer-flow alignment supports sustained bullish momentum.

Price Range Forecast

Next 2 days

$16.44$18.15

Pin $17; breakout $18.15.

Next 1 week

$15.99$18.60

Dealer support target $18.60.

Next 2 weeks

$15.59$18.99

Target $18.99; support $15.59.

Key Levels

Max pain pins: $17 (2026-06-26); $18 (2026-07-02); $17 (2026-07-10)

EM guardrails: 2d $16.44/$18.15; 1w $15.99/$18.60

Support: $17.00 · $15.59

Resistance: $18.99

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 69,314 (13.2% below spot)

Structural: Support $15.59 (gamma flip), $17 (MP); resistance $18.99; EM 2d $16.44/$18.15, 1w $15.99/$18.60.

Dealer Positioning (GEX/DEX)

GEX: $+100.3M

DEX: +101.2M shares

Gamma flip: ~$15 (Approx — based on put OI concentration of 69,314 (13.2% below spot))

NTM gamma: Dealer long gamma +$100M; flip ~$15; pins $17-$18.

IV Analysis

IV vs VIX: IV rich vs VIX.

Term structure: Contango; short-dated decay fast.

Skew: Put skew high; call overwriting attractive.

Flow Analysis

Net premium: Net premium +10.6M, call-heavy (P/C vol ratio 0.33), confirming bullish flow.

Directional prints:

Unusual: 53.7 put 18.5 ITM 2026-07-10 — Vol 209, OI 125, vol/OI 1.7. Put: if bought bearish, if sold bullish. Unusual vs overall call flow.

Risks & Catalysts

!Gamma flip at $15.

!Spot fails to hold $17 support.

Strategy Viability

Strategy	Edge	Best Setup	Primary Risk
Bull call spread	Moderate	Buy 2026-07-31 $20.00/$22.00 call spread Why now: Bullish flow, high vol, long gamma support. Spread limits cost.	Upside capped at short strike; max loss if spot declines.
Put credit spread	Moderate-Weak	Sell 2026-07-31 $15.50/$13.50 put spread Why now: High IV, bullish flow, gamma support at $17. Premium harvest.	Max loss if spot breaches short put strike. Liquidity constraints: long_put: Open interest below 25.
Cash-secured put	Moderate	Sell 2026-07-31 $15.50 cash-secured put Why now: Willing to own SOFI at discount; high IV boosts premium.	Obligation to buy shares if assigned below strike.
Bullish risk reversal	Moderate	Buy 2026-07-31 $20.00 call / sell 2026-07-31 $15.50 put Why now: Bullish flow, high vol; risk reversal captures upside with defined risk.	Short put can be assigned if spot drops; downside risk.

Top Plays

Bull Call Spread

Buy 2026-07-31 $20.00/$22.00 call spread

Buy $20/$22 call spread for upside with limited cost.

Why this play: Best risk/reward for bullish drift; defined loss, leverages gamma support.

Debit: $0.26-$0.32

Max loss: $0.32

BE: $20.32

Mgmt: Exit if SOFI drops below $17; take profit at $22 or before expiry.

Traders seeking bullish exposure with capped risk.

Bullish Risk Reversal

Buy 2026-07-31 $20.00 call / sell 2026-07-31 $15.50 put

Buy $20 call, sell $15.50 put to finance upside.

Why this play: Leverages high IV and bullish flow for unlimited upside with defined risk.

Credit: $0.05-$0.06

Max loss: $15.44

BE: $15.44

Mgmt: Monitor gamma risk; close if stock approaches $15.50.

Aggressive traders comfortable with potential assignment.

Cash-Secured Put

Sell 2026-07-31 $15.50 cash-secured put

Sell $15.50 put to collect premium and potentially buy stock lower.

Why this play: High IV premium; willing to own SOFI at discount if assigned.

Credit: $0.57-$0.69

Max loss: $14.81

BE: $14.81

Mgmt: Roll if tested; monitor support at $17.

Income-oriented traders who want to acquire SOFI.

Watchlist Triggers

Entry Triggers

IFIF SOFI holds above $17 support with bullish flow, THEN enter Bull Call Spread (strat1) at $0.26-$0.32 for capped upside. → Buy 2026-07-31 $20/$22 call spread at $0.26-$0.32

IFIF SOFI retests $17 and bounces, THEN enter Bullish Risk Reversal (strat4) at $0.05-$0.06 net credit. → Buy $20 call and sell $15.50 put at net credit $0.05-$0.06

IFIF SOFI tests $17 support and holds, THEN enter Bull Put Spread (strat3) at $0.50 credit. → Sell $17 put and buy $16 put at $0.50 credit

Exit Triggers

EXITIF SOFI breaks below $17 intraday and closes below, THEN exit all bullish positions. → Close all bullish positions (strat1, strat3, strat4)

EXITIF SOFI reaches $18.99 resistance within 10 days, THEN take profit on Bull Call Spread (strat1). → Close Bull Call Spread at $1.68 max gain or earlier

Tactical Summary

SOFI bullish drift to $18+ in 1-2 weeks with high volatility. Support at $17, gamma flip risk below $15. Best play: Bull Call Spread (strat1) for capped risk. Manage invalidation at $17. Aggressive traders can use Risk Reversal (strat4).

How to Use These Reports

This directional reflects the market close on June 23, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.