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SOFI

SoFi Technologies, Inc.Close $17.29EOD only

Max Pain

$17.00

Next expiry Jun 26, 2026

Expected Move

±$0.85

5.0% from close

Price Gap

-0.29

Distance to max pain

IV Rank

Low premium

P/C OI

0.50

Slightly call-heavy

Consensus

8.0/10

Bullish tilt

Published snapshot: Jun 23, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Jun 23, 2026 close

SOFI Directional Report

Analysis based on market close June 24, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Outlook

SOFI bullish: high vol, gamma pinning at $17, bullish flow, spot above MP. Positive dealer gamma supports drift to $18. Confidence 9/10.

Confidence:

9 / 10

Base 5; +2 GEX/flow aligned; +1 GEX pinning; +0.5 spot near MP; +0.5 VIX 19

Supports: Bullish flow, positive gamma, spot above MP, high vol
Conflicts: Resistance $18, gamma flip $15, IV contraction

📈Bullish flow and positive GEX align

🎯Gamma pinning near $17 supports price stability

⚠️Resistance at $18 may cap gains; watch break

📊High vol justifies premiums; contraction risk exists

Regime Classification

Vol Regime

High

High IV (VIX 18.6); supports directional moves

Gamma Regime

Pinning

Positive GEX $102.6M; pinning near $17 max pain

Flow Regime

Bullish

Bullish net premium; call buying dominates

Spot vs Max Pain

Above

Spot above $17 MP; less pinning resistance

Thesis duration: Multi-week — Sustained momentum from bullish flow and gamma

Price Range Forecast

Next 2 days

$16.50$18.11

Target $18; support $17

Next 1 week

$15.98$18.64

Aim $18.64; $18 critical

Next 2 weeks

$15.53$19.09

Upside to $19.09; flip at $15

Key Levels

Max pain pins: $17 (2026-06-26); $18 (2026-07-02); $17 (2026-07-10)

EM guardrails: 2d $16.50/$18.11; 1w $15.98/$18.64

Support: $17.00 · $15.53

Resistance: $18.00 · $19.00 · $19.09

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 71,071 (13.3% below spot)

Structural: Max pain $17 (Jun26), $18 (Jul2), $17 (Jul10). EM: 2d $16.5/$18.11, 1w $15.98/$18.64. Support $17, $15.53; resist $18, $19, $19.09. Gamma flip $15.

Dealer Positioning (GEX/DEX)

GEX: $+102.6M

DEX: +102.5M shares

Gamma flip: ~$15 (Approx — based on put OI concentration of 71,071 (13.3% below spot))

NTM gamma: GEX +$102.6M, DEX +102.5M; gamma flip ~$15.

IV Analysis

IV vs VIX: IV rich vs VIX 18.6; reflects high expected move

Term structure: Front-end elevated; back-end flatter

Skew: Call bias; sell puts at $17 or call spreads $18-19

Flow Analysis

Net premium: Net call premium of $8.6M with put/call volume ratio 0.44 indicates strong bullish flow.

Directional prints: 61.3 put 18 ITM 2026-06-26 — Large put volume 17,113 vs OI 4,638 (3.7x) near the money; may represent hedging or bearish speculation, but net call premium is dominant. 61.7 put 17.5 ITM 2026-06-26 — Significant put activity 16,358 vs OI 7,319 (2.2x) at slightly lower strike, consistent with hedging pressure ahead of expiry.

Unusual: 88.3 put 7 OTM 2026-09-18 — Deep OTM put with volume 1,680 vs OI 118 (14.2x high vol/OI); likely speculative lottery-type buy. 82 put 13.5 OTM 2026-07-02 — OTM put with volume 1,954 vs OI 471 (4.2x); elevated activity suggests bearish positioning or tail hedge. 88.3 put 5 OTM 2026-12-18 — Very deep OTM put with volume 343 vs OI 171 (2.0x); negligible premium, likely speculative.

Risks & Catalysts

!IV contraction

!Gamma flip below $15

!Broader market weakness

!Failure to break $18

Strategy Viability

Strategy	Edge	Best Setup	Primary Risk
Bull call spread	Moderate-Weak	Buy 2026-07-31 $19.00/$21.50 call spread Why now: Capture upside with limited risk; positive gamma and call flow support higher strikes.	IV contraction post-earnings reduces spread value; max loss if stock stays below long strike. Liquidity constraints: short_call: Wide spread (60%).
Put credit spread	Moderate-Weak	Sell 2026-07-31 $15.50/$13.50 put spread Why now: Collect credit with defined risk; volatility elevated provides rich premiums.	If stock drops below short put, max loss is spread width; gamma flip below $15 is risk. Liquidity constraints: short_put: Wide spread (62%).; long_put: Open interest below 25.
Call diagonal	Moderate	Sell 2026-07-10 $18.50 call / buy 2026-08-21 $19.00 call Why now: Near-term vol elevated; back-month call provides long exposure into earnings with reduced cost.	If stock moves against, diagonal can lose; need upward drift for profit.

Top Plays

Call Diagonal into Earnings

Sell 2026-07-10 $18.50 call / buy 2026-08-21 $19.00 call

Sell near-term call to collect premium, buy back-month call for upside into earnings.

Why this play: Best aligned with bullish multi-week thesis; sells near-term high vol, buys later exposure into earnings, limited risk, liquidity pass.

Debit: $0.72-$0.89

Max loss: $0.89

BE: Path-dependent

Mgmt: Monitor vol; adjust if spot stays below short strike.

Traders seeking leveraged bullish exposure with reduced cost and volatility decay.

Bull Call Spread Upside

Buy 2026-07-31 $19.00/$21.50 call spread

Buy OTM call spread for upside to $21.50 with limited risk.

Why this play: Direct bullish with defined risk; capitalizes on positive gamma and call flow, but liquidity fails.

Debit: $0.44-$0.54

Max loss: $0.54

BE: $19.54

Mgmt: Exit if spot drops below $17 invalidation. Liquidity warning: Liquidity constraints: short_call: Wide spread (60%).

Traders wanting capped risk and clear profit target.

Put Credit Spread Income

Sell 2026-07-31 $15.50/$13.50 put spread

Sell put spread below support for credit with defined risk.

Why this play: Bullish but limited upside; collects premium in high vol, but less aggressive.

Credit: $0.41-$0.51

Max loss: $1.49

BE: $14.99

Mgmt: Roll if spot approaches short strike. Liquidity warning: Liquidity constraints: short_put: Wide spread (62%).; long_put: Open interest below 25.

Conservative traders seeking income with downside protection.

Watchlist Triggers

Entry Triggers

IFIF spot holds above $17 and IV remains elevated → THEN enter Call Diagonal: sell 7/10 $18.50C, buy 8/21 $19.00C for $0.72-$0.89 credit

Adjustment Triggers

ADJIF spot rises above $18 and IV stable → THEN roll short call up to $19 strike to manage gamma risk

Exit Triggers

EXITIF spot breaks below $17 → THEN close all bullish positions immediately

Tactical Summary

Bullish into earnings, support $17, resistance $18, high vol favors selling premium. Top play: Call Diagonal (liquid). Risk: gamma flip below $15.

How to Use These Reports

This directional reflects the market close on June 24, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.