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SOFI

SoFi Technologies, Inc.Close $17.13EOD only

Max Pain

$15.00

Next expiry Jun 18, 2026

Expected Move

±$0.82

4.8% from close

Price Gap

-2.13

Distance to max pain

IV Rank

100

High premium

P/C OI

0.48

Slightly call-heavy

Consensus

7.5/10

Bullish tilt

Published snapshot: Jun 15, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Jun 15, 2026 close

SOFI Directional Report

Analysis based on market close June 16, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Outlook

Bullish flow and positive gamma pinning support upside bias, but $15 gamma flip and spot 18% above MP cap momentum. Range-bound grind with resistance near $18.

Confidence:

8 / 10

Base 5; +2 GEX/flow alignment; +1 positive GEX pinning; -1 spot 18.1% above MP; +1 VIX 16. Total 8.0.

Supports: Bullish flow trend, positive GEX pinning, above MP but gamma support, high IV.
Conflicts: Spot 18% above max pain, gamma flip at $15, resistance cluster $18-$19.42.

📈Bullish flow +$162M GEX alignment supports upside drift.

⚠️Gamma flip at $15 (15% below spot) is major risk if momentum breaks.

🔒Vol high but gamma pinning suggests range 16.94-18.47 near-term.

Regime Classification

Vol Regime

High

High IV regime vs typical range; options premium elevated.

Gamma Regime

Pinning

Dealers long gamma ($162M GEX) pinning price near current levels; flip at $15.

Flow Regime

Bullish

Bullish net premium flow; put/call ratio low.

Spot vs Max Pain

Above

Spot ~$18 is above weekly $15 MP and $17 pin; potential mean reversion but gamma resists.

Thesis duration: Multi-week — Dealer gamma structure and bullish flow imply persistent support above $16, while vol and flip risk limit upside beyond 2 weeks.

Price Range Forecast

Next 2 days

$16.94$18.47

Gamma support and flow bullish; resistance $18.47.

Next 1 week

$16.35$19.06

Still range-bound; $16.35-$19.06; bias up but capped by resistance.

Next 2 weeks

$16.00$19.42

Uncertainty from gamma flip; range $16.00-$19.42.

Key Levels

Max pain pins: $15 (2026-06-18); $17 (2026-06-26); $17 (2026-07-02)

EM guardrails: 2d $16.94/$18.47; 1w $16.35/$19.06

Support: $16.00

Resistance: $18.00 · $19.42

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,594 (15.3% below spot)

Structural: Max Pain Pins: $15 (Jun18), $17 (Jun26), $17 (Jul2); EM Guardrails: 2d $16.94/$18.47, 1w $16.35/$19.06; Support $16.0; Resistance $18.0, $19.42; Gamma Flip ~$15.

Dealer Positioning (GEX/DEX)

GEX: $+162.3M

DEX: +113.9M shares

Gamma flip: ~$15 (Approx — based on put OI concentration of 77,594 (15.3% below spot))

NTM gamma: GEX +$162.3M, DEX +113.9M shares, Gamma Flip ~$15 (approx based on put OI concentration 77,594; 15.3% below spot).

IV Analysis

IV vs VIX: SOFI IV elevated relative to VIX 16.4; consistent with high vol regime; implies above-average options premium.

Term structure: Front-end likely steepened with near-term expiries; check weekly kinks around Jun18 and Jun26.

Skew: Skew favors puts; high IV offers premium selling but gamma pinning suggests range-bound; consider short vol near upside resistance.

Flow Analysis

Net premium: Net premium strongly positive ($21.7M) with low put/call volume ratio (0.39), indicating aggressive call buying.

Directional prints: 56.3 call 18 OTM 2026-06-26 — Vol 20,347 vs OI 12,538 (1.6x). Likely bought, strong call flow. 58.2 put 17.5 OTM 2026-06-18 — Vol 20,685 vs OI 3,091 (6.7x). Probably sold (put sale), adding to bullish bias. 63 call 19 OTM 2026-07-31 — Vol 1,216 vs OI 342 (3.6x). Likely bought, bullish upside speculation.

Unusual: 90.6 put 12 OTM 2026-06-26 — Vol 1,819 vs OI 303 (6.0x). Deep OTM put outlier; could be hedge or speculative buy. 131.6 call 6 ITM 2026-10-16 — Vol 1,158 vs OI 430 (2.7x). High IV, long-dated call; unusual. 54.5 put 17.5 OTM 2026-06-26 — Vol 5,556 vs OI 2,489 (2.2x). Secondary put activity, may reflect continued selling.

Risks & Catalysts

!Spot 18% above max pain ($15.26) invites mean reversion if momentum fades.

!Gamma flip at $15 could accelerate selloff if spot breaks below support.

!High vol regime may expand if broader market selloff (SPY -0.6%, QQQ -1.9%) intensifies.

Strategy Viability

Strategy	Edge	Best Setup	Primary Risk
Bull call spread	Moderate-Strong	Buy 2026-07-17 $18.00/$20.00 call spread Why now: Strong positive flow and low put/call ratio support upward bias. $18 call unusual activity signals momentum.	If spot fails to hold $16, spread loses value; max loss is debit paid.
Put credit spread	Moderate	Sell 2026-07-17 $16.00/$15.00 put spread Why now: Net premium strongly positive with call dominance; put selling relatively cheap. $15 gamma flip offers support.	If spot breaks $15, spread becomes in-the-money; max loss $1.00.
Bullish risk reversal	Conditional	Buy 2026-07-17 $18.00 call / sell 2026-07-17 $16.00 put Why now: Aggressive call buying vs low put activity. Short $15 put funds upside call at $18, near resistance.	If spot plunges below $15, short put incurs losses; undefined downside.

Top Plays

Bull Call Spread

Buy 2026-07-17 $18.00/$20.00 call spread

Buy $18/$20 call spread expiring 7/17 to capture upside momentum with limited outlay.

Why this play: Strongest alignment with positive flow and unusual call activity, defined risk, and upside potential through earnings.

Debit: $0.54-$0.67

Max loss: $0.67

BE: $18.67

Mgmt: Exit near $19.50 or at 50% of max gain; roll if volatility expands.

Traders seeking bullish exposure with capped risk and a clear exit.

Put Credit Spread

Sell 2026-07-17 $16.00/$15.00 put spread

Sell $16/$15 put spread to collect premium expecting support to hold.

Why this play: Leverages gamma support at $15 and low put activity; defined risk with bullish tilt.

Credit: $0.19-$0.23

Max loss: $0.77

BE: $15.77

Mgmt: Close at 50% max profit or if spot breaks $16.50.

Income-focused traders willing to take assignment risk at $16.

Bullish Risk Reversal

Buy 2026-07-17 $18.00 call / sell 2026-07-17 $16.00 put

Buy $18 call, sell $16 put to benefit from upside while funding via short put.

Why this play: Aggressive play funding upside call with put sale, but higher risk from gamma flip and mean reversion.

Debit: $0.54-$0.66

Max loss: $16.00

BE: $16.00

Mgmt: Monitor $16 support; close put leg if spot nears $16.50.

Experienced traders comfortable with margin and unlimited upside risk.

Watchlist Triggers

Entry Triggers

IFSOFI spot breaks above $18.00 with volume → Enter $18/$20 bull call spread at $0.54-$0.67 per compiled candidate

IFSOFI spot holds $16.00 support and bounces above $16.50 → Enter $16/$15 put credit spread at $0.19-$0.23 per compiled candidate

IFSOFI spot breaks above $18.00 with strong momentum → Enter bullish risk reversal (buy $18 call, sell $16 put) at $0.54-$0.66 per compiled candidate

Adjustment Triggers

ADJSOFI spot reaches $19.42 resistance → Take partial profits on bull call spread or roll up

Exit Triggers

EXITSOFI spot breaks below $16.00 support → Exit all bullish positions immediately

EXITBull call spread hits 50% max gain ($0.67) or spot > $19.50 → Exit bull call spread

Tactical Summary

Bullish bias with positive flow but spot 18% above max pain ($15.26). Key support $16, resistance $18 and $19.42. Gamma flip at $15 caps downside. Top plays: $18/$20 call spread, $16/$15 put spread, $18 call/$16 put risk reversal. Entry on break above $18 or bounce at $16. Exit if $16 support breaks.

How to Use These Reports

This directional reflects the market close on June 16, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.