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SOFI

SoFi Technologies, Inc.Close $16.58EOD only

Max Pain

$15.00

Next expiry Jun 18, 2026

Expected Move

±$0.96

5.8% from close

Price Gap

-1.58

Distance to max pain

IV Rank

High premium

P/C OI

0.48

Slightly call-heavy

Consensus

9.0/10

Bullish tilt

Published snapshot: Jun 12, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Jun 12, 2026 close

SOFI Directional Report

Analysis based on market close June 12, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Outlook

SOFI is moderately bullish with strong dealer support (GEX +$156.5M) and bullish flow, spot pinned at $16 max pain. High vol and pinning regime support range-bound upside. Targets 1w $15.62-$17.53, lean bullish with resistance at $17.53 and support at $15 gamma flip.

Confidence:

9 / 10

Base 5, +2 GEX/flow aligned, +1 pinning, +1 spot near MP, +1 VIX ~18 -> 9/10.

Supports: Strong dealer positive gamma, bullish flow, spot at max pain, pinning regime, elevated IV.
Conflicts: High vol could break pinning, gamma flip at $15, resistance at $17 and $18.

📌Spot pinned at $16 max pain with $+156.5M GEX support – strong pinning signal.

⚡High vol regime (VIX 17.7) – vol expansion possible but pinning may compress realized vol.

🛡️Gamma flip at $15 – key support; break below changes dealer hedging to negative.

Regime Classification

Vol Regime

High

IV elevated (High regime), consistent with VIX ~17.7. Supports range expansion but pinning limits upside.

Gamma Regime

Pinning

Pinning regime: large positive GEX ($+156.5M) and spot at $16 max pain. Dealers hedge to pin price near high OI strikes.

Flow Regime

Bullish

Bullish flow: net premium positive, put/call ratio favors calls. Strong alignment with dealer positioning.

Spot vs Max Pain

Spot at $16, perfectly aligned with current max pain. Expect pinning near this level.

Thesis duration: Multi-week — Pinning across multiple expiries (12 Jun to 26 Jun) and high GEX create sticky price action. Dealer gamma positive supports continuation in range.

Price Range Forecast

Next 1 week

$15.62$17.53

Supported by dealer gamma and positive flow, target upper half near $17.

Next 2 weeks

$15.14$18.01

Wider range, resistance at $18.01, gamma flip support at $15.

Key Levels

Max pain pins: $16 (2026-06-12); $15 (2026-06-18); $17 (2026-06-26)

EM guardrails: 1w $15.62/$17.53

Support: $16.50 · $15.14 · $15.00

Resistance: $17.00 · $18.00 · $18.01

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 77,780 (9.5% below spot)

Structural: Support: $16.5 (near MP), $15.14 (2w low), $15 (gamma flip). Resistance: $17 (max pain 6/26), $18, $18.01 (2w high). EM guardrails 1w: $15.62-$17.53. Max pain pins: $16, $15, $17 across expiries.

Dealer Positioning (GEX/DEX)

GEX: $+156.5M

DEX: +110.7M shares

Gamma flip: ~$15 (Approx — based on put OI concentration of 77,780 (9.5% below spot))

NTM gamma: GEX +$156.5M bull gamma, DEX +110.7M shares. Gamma flip near $15. Strong positive gamma supports pinning and dampens volatility.

IV Analysis

IV vs VIX: SOFI IV is rich relative to VIX (17.7), high vol regime from pinning and event risk. Vol sellers may target short vega.

Term structure: Term structure likely contango with high near-term vol from pinning, kinks near monthly expiries.

Skew: Put skew elevated near $15 gamma flip. Opportunity: sell OTM puts if confident in support.

Flow Analysis

Net premium: Bullish $6.9M net premium; call volume dominates (P/C vol 0.43).

Directional prints: 18 call 16.5 ITM 2026-06-12 — 34k vol, OI 22k, vol/OI 1.6; likely opening buy, bullish. 10.9 put 16.5 OTM 2026-06-12 — 14k vol, OI 5k, vol/OI 2.9; low premium suggests sold, bullish read.

Unusual: 10.9 put 16.5 OTM 2026-06-12 — High vol/OI (2.9) with low IV; likely sold puts, bullish. 67.6 put 13.5 OTM 2026-06-26 — Small vol (1.7k), OI 945, vol/OI 1.8, high IV; speculative bearish. 18 call 16.5 ITM 2026-06-12 — 34k vol, OI 22k, vol/OI 1.6; aggressive call buying, bullish.

Risks & Catalysts

!Break below $15 gamma flip could trigger dealer hedging and sell-off.

!Upside resistance at $17.53 (1w high) may cap gains.

!High vol regime can amplify moves in either direction.

!Flow confidence relies on continued positive dealer gamma.

Strategy Viability

Strategy	Edge	Best Setup	Primary Risk
Bull call spread	Moderate-Strong	Buy 2026-07-10 $17.00/$17.50 call spread Why now: Bull call spread captures defined upside while limiting cost; aligns with bullish lean and range-bound outlook.	Upside capped at short strike; break below support could lead to loss.
Put credit spread	Moderate	Sell 2026-07-10 $16.50/$16.00 put spread Why now: Put credit spread collects premium at support level with defined risk; suitable for pinning regime.	Underlying break below short put strike can cause max loss.
Bullish risk reversal	Moderate	Buy 2026-07-17 $17.00 call / sell 2026-07-17 $16.00 put Why now: Risk reversal profits from upside moves while short put collects premium; fits bullish bias with defined risk.	Short put exposes to downside risk if underlying falls sharply.

Top Plays

Bull Call Spread

Buy 2026-07-10 $17.00/$17.50 call spread

Buy $17/$17.5 call spread expiring 2026-07-10.

Why this play: Best fits bullish lean with limited cost and defined upside, aligns with pinning and range-bound outlook.

Debit: $0.17-$0.21

Max loss: $0.21

BE: $17.21

Mgmt: Exit if price drops below $16.5 invalidation level.

Traders seeking capped upside with controlled risk.

Put Credit Spread

Sell 2026-07-10 $16.50/$16.00 put spread

Sell $16.5/$16 put spread expiring 2026-07-10.

Why this play: Collects premium at support with defined risk, suitable for pinning regime.

Credit: $0.20-$0.25

Max loss: $0.25

BE: $16.25

Mgmt: Close early if price breaks below $16.5.

Income-focused traders expecting support to hold.

Bullish Risk Reversal

Buy 2026-07-17 $17.00 call / sell 2026-07-17 $16.00 put

Buy $17 call, sell $16 put expiring 2026-07-17.

Why this play: Unlimited upside but higher risk; less aligned with range-bound view.

Debit: $0.14-$0.18

Max loss: $16.00

BE: $16.00

Mgmt: Monitor closely; stop if price drops below $16.5.

Aggressive bulls expecting breakout above $17.53.

Watchlist Triggers

Entry Triggers

IFSOFI holds above $16.5 support with bullish momentum → Enter Bull Call Spread: buy 2026-07-10 $17/$17.5 call spread (sofi_bull_call_spread_1)

IFSOFI stays above $16.5 and IV rank below 50% → Enter Put Credit Spread: sell 2026-07-10 $16.5/$16 put spread (sofi_put_credit_spread_1)

Exit Triggers

EXITPrice breaks below $16.5 invalidation level → Close all bullish positions

EXITPrice reaches $17.53 resistance and stalls → Take partial profits on bull call spread

Tactical Summary

SOFI bullish with dealer support and pinning. Key support $16.5, gamma flip $15. Resistance $17-$17.53. Favor defined-risk spreads on hold above $16.5. Exit if $16.5 breaks. Manage near $17.53.

How to Use These Reports

This directional reflects the market close on June 12, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.