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SOFI

SoFi Technologies, Inc.Close $18.22EOD only

Max Pain

$16.00

Next expiry Jun 5, 2026

Expected Move

±$1.14

6.3% from close

Price Gap

-2.22

Distance to max pain

IV Rank

High premium

P/C OI

0.49

Slightly call-heavy

Consensus

8.5/10

Bullish tilt

Published snapshot: May 29, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

May 29, 2026 close

SOFI Flow Report

Analysis based on market close April 13, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

You are viewing an older report from April 13, 2026. A newer flow report is available for May 26, 2026.

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Flow Verdict

Confidence:

9 / 10

base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 spot 0.3% from MP; +0.5 VIX 19

Watch next session: $17.00–$18.00 call flow and OI changes (especially $17 call OI/vol activity); Put volume/rolls at $16.00–$16.50 (protective buying that could erode dealer positive GEX)

Flow Summary

Net premium: +$9.7M bullish

P/C volume ratio: 0.42 — heavy call-dominant intraday volume

P/C OI ratio: 0.56 — call-skewed open interest but not extreme

Clear bullish flow: dealers are long gamma (GEX +$80.5M) and flow has concentrated premium into near-spot calls ($17–$19) while puts are clustered down at $15–$16. Net premium of $9.7M and P/C volume ratio 0.42 show fresh call demand, which combined with positive GEX supports a pin around $17 and upside pressure into the $18–$19 call walls.

Notable Prints

SOFI 2026-04-17 $16.50 Put

Vol: 10,422

OI: 4,100

Vol/OI: 2.5x

IV: 55.7%

Notional: ~$219,000

Intent: Protective put / short-dated hedge into Friday expiry (buyers insulating downside from $16.50 area)

Dual read: Bought puts (bearish/protective) or sold puts as part of spread/close (neutral); given overall call flow and the concentration of put OI at $16.00/$15.00, the trade reads as protective buying.

Read-through: Shows selective downside hedging at ~3% below spot; size is meaningful for short-dated protection but not large enough to flip overall bullish flow. Reinforces dealer gamma support around $16.50–$17.00.

SOFI 2026-04-24 $17.50 Call

Vol: 4,000

OI: 2,390

Vol/OI: 1.7x

IV: 52.9%

Notional: ~$176,000

Intent: Directional call buys or position roll/leg of a spread to retain upside exposure into next weekly expiry

Dual read: Bought calls (bullish) or sold/overwritten calls against stock positions (neutral); context (net premium positive, large call OI clusters) favors fresh call buying.

Read-through: Adds to concentrated near-term call demand just above spot; supports push toward $17.50–$18.00 pin concentration and increases dealer short-gamma to the upside (i.e., dealer delta selling above strikes).

SOFI 2026-04-24 $18.50 Call

Vol: 3,027

OI: 1,324

Vol/OI: 2.3x

IV: 49.8%

Notional: ~$48,432

Intent: Small-to-mid directional upside buying (speculative) to pick up leverage into the following week

Dual read: Bought calls (bullish) or small sales/writes (neutral); size and price indicate speculative upside rather than institutional structural hedging.

Read-through: Supports the broader call-demand picture above $18, but not large enough alone to create a major resistance. Helps keep dealer gamma positive near $17–$18 band.

SOFI 2027-03-19 $25.00 Call

Vol: 3,268

OI: 1,557

Vol/OI: 2.1x

IV: 64.9%

Notional: ~$656,668

Intent: Long-dated directional bullish speculative or structured position (buying LEAP calls or call-heavy spreads)

Dual read: Open long-dated calls (multi-month bullish view) or dealer-structured sells creating OI (complex); given large notional, likely institutional/speculative accumulation of long-dated upside.

Read-through: Indicates longer-term institutional upside conviction (sizeable notional) but low gamma effect near-term; keeps structural call OI wall in $18–$25 range relevant for longer-term resistance.

SOFI 2026-04-24 $19.50 Call

Vol: 1,040

OI: 519

Vol/OI: 2.0x

IV: 50.0%

Notional: ~$4,160

Intent: Small directional call purchases

Dual read: Speculative buys or small spreads; size is noise relative to larger prints.

Read-through: Minor incremental call interest further supporting call skew but immaterial to near-term pin.

Institutional Positioning

Call additions: $17.00–$20.00 (heavy premium at $17.00, $17.50, $18.00, $19.00) and structural OI wall out to $25.00

Put additions: $15.00–$16.50 concentrated protective put OI (notable open interest at $16.00 = 57,452 and $15.00 ~30k), plus short-dated $16.50 buying into 4/17 expiry

GEX/DEX consistency: Yes — positive Total GEX $+80.5M and DEX +112.8M shares align with bullish flow and near-term pinning at $17. Dealers are net long gamma and positioned to buy into weakness toward $16–$17.

OI clusters: $19 call OI = 91,807; $22 call OI = 88,974; $16 put OI = 57,452; $15 put OI = 71,305 (these clusters create a call wall / resistance between $18–$25 and a put floor around $15–$16).

Hedging evidence: Moderate protective put activity (short-dated $16.50 volume + OI), limited evidence of large-scale collars; long-dated $25 calls suggest buy-and-hold bullish exposure rather than immediate delta-hedge pressure.

Max pain context: Max pain concentrated at $17 across near expirations (4/17 MP = $17, spot $17.05). Given pinning regime and dealer positive gamma, spot is likely to oscillate toward $17 into expiries.

Signal vs Noise

~SOFI 2026-05-15 $2.00 Call (IV 763.3%, Last $14.60) — likely an illiquid/strange-quoting instrument or corporate/lot-specific trade; treat as noise unless matched by other activity.

~Long-dated $25.00 call flow (2027-03-19) — meaningful notional but low near-term gamma; reads as directional/speculative accumulation rather than immediate pressure on spot.

~High-frequency changes at deep OTM strikes (e.g., $19.50 small prints) — many are small notional and part of spread activity, not standalone directional signals.

~Expiration-driven short-dated hedges (4/17 $16.50 put) — protective structures into Friday; these are directional for tail risk but also common expiry hedging and can be transient.

Key Conclusions

🐂Net premium +$9.7M and P/C volume 0.42 show clear call-dominant flow concentrated at $17–$19.

📌Spot is essentially pinned to $17 (MP 4/17 = $17) with GEX concentration +$16.4M at $17.50 and +$15.0M at $17.00 reinforcing near-term magnet.

🛡️Short-dated protective buying at $16.50 (Vol 10,422, OI 4,100) signals selective downside hedging but not a large systematic put accumulation to reverse bullish flow.

🧭Key support levels cluster around $16.00–$17.00 (put OI floor and gamma flip ~ $15 supporting downside), resistance cluster and structural call wall sits $18.00–$25.00.

🎯Watch for continued call premium and OI build at $17.00–$18.00 — sustained increases would confirm further upside while sizeable put buying at $16.00–$16.50 would invalidate the bullish thesis.

How to Use These Reports

This flow reflects the market close on April 13, 2026.

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Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

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These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.