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SOFI

SoFi Technologies, Inc.Close $15.90EOD only

Max Pain

$17.00

Next expiry May 15, 2026

Expected Move

±$0.66

4.2% from close

Price Gap

+1.10

Distance to max pain

IV Rank

Middle-high premium

P/C OI

0.49

Slightly call-heavy

Consensus

6.5/10

Consensus signal

Published snapshot: May 12, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

May 12, 2026 close

SOFI Flow Report

Analysis based on market close May 13, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Flow Verdict

Confidence:

4 / 10

base 5; -1 GEX/flow contradict; -1 spot 7.2% from MP; +1 VIX 18

Watch next session: $15; $15.50

Flow Summary

Net premium: +$4.0M bullish

P/C volume ratio: 0.49

P/C OI ratio: 0.49

Heavy call buying near term vs bearish put spreads below suggest hedging; net premium positive supports bullish flow, but negative gamma and spot below MP warrant caution. Unusual put buys at $13 and $10 indicate downside protection.

Notable Prints

SOFI 2026-06-12 $13.00 Put

Vol: 3,190

OI: 574

Vol/OI: 5.6x

IV: 52.3%

Notional: ~$48K

Intent: Hedge against drop below $13

Dual read: Speculative bearish

Read-through: Caution from large volume

SOFI 2026-11-20 $10.00 Put

Vol: 1,021

OI: 219

Vol/OI: 4.7x

IV: 65.1%

Notional: ~$57K

Intent: Tail risk protection

Dual read: Long-shot speculation

Read-through: Uncertain outlook

SOFI 2026-05-15 $15.50 Call

Vol: 14,148

OI: 3,779

Vol/OI: 3.7x

IV: 47.3%

Notional: ~$255K

Intent: Bet on short-term rally above $15.50

Dual read: Part of call spread

Read-through: Strong bullish conviction

SOFI 2026-05-22 $15.50 Call

Vol: 2,805

OI: 893

Vol/OI: 3.1x

IV: 51.2%

Notional: ~$118K

Intent: Continued bullishness

Dual read: Rolling previous position

Read-through: Expects upward momentum

SOFI 2026-06-26 $15.50 Call

Vol: 245

OI: 110

Vol/OI: 2.2x

IV: 55.1%

Notional: ~$27K

Intent: Longer-term bullish outlook

Dual read: Bought as hedge

Read-through: Confidence in upward trend

Institutional Positioning

Call additions: Large call accumulation at $15.5 strikes across May/June

Put additions: Moderate put activity at $13 (Jun) and $10 (Nov)

GEX/DEX consistency: Bullish flow contradicts negative gamma; dealers may be short gamma

OI clusters: Put OI 78.9k near $13; call OI at $15.5

Hedging evidence: Puts at low strikes and negative GEX suggest hedging

Max pain context: Spot 7.2% below MP; MP likely near $13.5-$14

Signal vs Noise

~Positive net premium and call volume ratio signal bullish flow

~Unusual put volume at low strikes likely hedging, not directional

~Negative GEX increases upside sensitivity but adds noise

Key Conclusions

📈Bullish flow with calls outweighing puts 2:1; net premium $4M positive.

⚠️Negative GEX and low VIX could cause sharp moves; monitor gamma flip at $15.

🛡️Put activity at $10 and $13 suggests downside hedging or bearish speculation.

How to Use These Reports

This flow reflects the market close on May 13, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.