thetaOwl

SOFI

SoFi Technologies, Inc.Close $15.62EOD only
Max Pain
$16.00
Next expiry May 29, 2026
Expected Move
±$0.78
5.0% from close
Price Gap
+0.38
Distance to max pain
IV Rank
79
High premium
P/C OI
0.52
Slightly call-heavy
Consensus
8.5/10
Bullish tilt
Published snapshot: May 22, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 22, 2026 close
SOFI Flow Report
Analysis based on market close May 26, 2026

Historical consensus-supported lens with full content, report chain context, and metric rail.

Flow Verdict

BiasBullish
Confirmation: Sustained call volume and low put/call ratios; spot holds near max pain; GEX positive.
Invalidation: Break below gamma flip $15.0 or surge in put volume with VIX above 20.
Confidence:
9 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 spot 0.1% from MP; +1 VIX 17

Watch next session: Monitor call open interest at $16.50 and $17 strikes; Watch for gamma flip violation

Flow Summary

Net premium: +$13.6M bullish

P/C volume ratio: 0.34

P/C OI ratio: 0.52

Dominant call buying with net premium +$13.6M. Put/call volume ratio 0.34 and OI ratio 0.52 confirm aggressive bullish flow. Heavy unusual call prints across strikes. High confidence in near-term upside.

Notable Prints

#1
SOFI 2027-01-15 $14.00 Put
Vol: 680
OI: 201
Vol/OI: 3.4x
IV: 61.7%
Notional: ~$139K
Intent: Unclear flow intent

Read-through: Needs contextual interpretation.

#2
SOFI 2026-05-29 $17.00 Call
Vol: 35,958
OI: 15,678
Vol/OI: 2.3x
IV: 56.6%
Notional: ~$252K
Intent: Aggressive bullish speculation
Dual read: Short covering or delta hedging

Read-through: Expects strong move above $17 by expiry

#3
SOFI 2026-07-17 $16.00 Call
Vol: 16,118
OI: 7,511
Vol/OI: 2.1x
IV: 57.9%
Notional: ~$2.3M
Intent: Unclear flow intent

Read-through: Needs contextual interpretation.

#4
SOFI 2027-01-15 $23.00 Call
Vol: 689
OI: 372
Vol/OI: 1.9x
IV: 68.4%
Notional: ~$107K
Intent: Unclear flow intent

Read-through: Needs contextual interpretation.

#5
SOFI 2026-05-29 $16.50 Call
Vol: 36,206
OI: 20,061
Vol/OI: 1.8x
IV: 52.5%
Notional: ~$543K
Intent: Bullish momentum play
Dual read: Positioning for gamma squeeze

Read-through: High conviction on near-term rally

Institutional Positioning

Call additions: Institutions adding calls heavily at 16-17 strikes for weekly and Jan 2027; net premium $13.6M positive.

Put additions: Minimal put activity; small OI additions at 14 and 16 puts, likely hedging.

GEX/DEX consistency: GEX +$65.5M positive, DEX +107M shares; flow aligns with bullish gamma and delta.

OI clusters: Largest OI near 16 and 17 calls; put OI concentrated at 15 (gamma flip).

Hedging evidence: Small put buying at 14 and 16 may hedge downside; not dominant.

Max pain context: Spot at MP (~16.51); pinning expected; regime confirms At MP.

Signal vs Noise

~Signal: Heavy call accumulation in weekly 16.5C and 17C with low IV, indicating directional conviction.
~Noise: Long-dated puts at 14 and 16 show low volume relative to OI; likely hedges, not bearish bets.
~Signal: GEX/DEX positive consistent with bullish flow; net premium confirms institutional call buying.
~Noise: Small OI changes away from MP are negligible.

Key Conclusions

📈Institutional call accumulation at 16-17 strikes; bullish sentiment confirmed by net premium and GEX.
⚠️Spot at max pain; pinning likely but watch gamma flip at 15 if market turns.
How to Use These Reports
This flow reflects the market close on May 26, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.