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SOFI

SoFi Technologies, Inc.Close $15.31EOD only

Max Pain

$16.50

Next expiry May 15, 2026

Expected Move

±$0.55

3.6% from close

Price Gap

+1.19

Distance to max pain

IV Rank

High premium

P/C OI

0.49

Slightly call-heavy

Consensus

4.5/10

Bullish tilt

Published snapshot: May 13, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

May 13, 2026 close

SOFI Flow Report

Analysis based on market close May 14, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Flow Verdict

Confidence:

9 / 10

base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 VIX 17

Watch next session: $16 call strikes; $15 gamma flip

Flow Summary

Net premium: +$11.4M bullish

P/C volume ratio: 0.37

P/C OI ratio: 0.49

SOFI sees strong call buying at $15.5 and $16 strikes. GEX positive and low put/call ratio confirms bullish flow, despite high IV. Spot below MP but gamma pinning near $15 keeps bias bullish.

Notable Prints

SOFI 2026-05-15 $3.00 Call

Vol: 331

OI: 124

Vol/OI: 2.7x

IV: 1243.8%

Notional: ~$429K

Intent: Deep ITM call with extreme IV; likely a mispriced trade or error.

Dual read: Could be dividend capture if ex-date soon.

Read-through: Low volume suggests not significant.

SOFI 2026-05-15 $15.50 Call

Vol: 21,686

OI: 8,355

Vol/OI: 2.6x

IV: 50.0%

Notional: ~$1.2M

Intent: Bullish bet on short-term upside ahead of expiration.

Dual read: Could be closing of existing short calls.

Read-through: Strong call buying; aligns with bullish flow.

SOFI 2026-05-22 $14.50 Call

Vol: 397

OI: 171

Vol/OI: 2.3x

IV: 57.8%

Notional: ~$54K

Intent: Bullish spread or small call buying for continued upside.

Dual read: Could be a short put hedge.

Read-through: Modest bullish sentiment.

SOFI 2026-05-15 $16.00 Call

Vol: 41,472

OI: 22,755

Vol/OI: 1.8x

IV: 42.2%

Notional: ~$871K

Intent: Speculative OTM call buying for expiration gamma/volatility.

Dual read: Could be closing of long calls given high OI.

Read-through: Large OTM call volume; indicates strong bullish bets.

SOFI 2026-05-22 $15.50 Call

Vol: 3,676

OI: 2,291

Vol/OI: 1.6x

IV: 51.0%

Notional: ~$294K

Intent: Continued bullish positioning for next week.

Dual read: Possible rolling of weekly positions.

Read-through: Moderate call buying; bullish outlook.

Institutional Positioning

Call additions: Heavy call buying: $15.5 (21.7k vol) & $16 (41.5k) May 15; smaller May 22

Put additions: Minimal put activity; put/call vol ratio 0.37

GEX/DEX consistency: Consistent bullish: GEX +$34.8M, DEX +113.6M shares

OI clusters: Call OI: $15.5 (22.8k), $16 (8.4k); Put OI cluster 79k 6.4% below spot

Hedging evidence: No collar/put evidence; flow is directional

Max pain context: Below MP; gamma pinning suggests drift to ~$15.5-$16

Signal vs Noise

~High vol at $15.5/16 calls = real demand

~Low put activity confirms bullish flow

~$3 call with 1243% IV is noise

~Gamma flip $15 = key support

Key Conclusions

📈Institutional call buying suggests upside; confirm if spot holds $15.5

⚠️Gamma pinning may keep price near $15-16; watch for breakout

📊OI clusters at $15.5/16 act as magnets

How to Use These Reports

This flow reflects the market close on May 14, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.