thetaOwl

SOFI

SoFi Technologies, Inc.Close $15.69EOD only
Max Pain
$15.50
Next expiry May 22, 2026
Expected Move
±$0.59
3.8% from close
Price Gap
-0.19
Distance to max pain
IV Rank
38
Middle-high premium
P/C OI
0.52
Slightly call-heavy
Consensus
8.5/10
Bullish tilt
Published snapshot: May 20, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 20, 2026 close
SOFI Flow Report
Analysis based on market close May 20, 2026

Historical consensus-supported lens with full content, report chain context, and metric rail.

Flow Verdict

BiasBullish
Confirmation: Sustained call OI growth and price above $15.
Invalidation: Price breaks below $14 or put OI surges.
Confidence:
9 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +0.5 spot 1.2% from MP; +1 VIX 17

Watch next session: Monitor OI changes; Price action vs gamma flip $15

Flow Summary

Net premium: +$5.5M bullish

P/C volume ratio: 0.35

P/C OI ratio: 0.52

Bullish flow, +$56.9M GEX, 0.35 P/C vol, high confidence 9.0. Call unusual at $14.5. Bias bullish.

Notable Prints

#1
SOFI 2026-05-29 $14.50 Call
Vol: 869
OI: 192
Vol/OI: 4.5x
IV: 52.5%
Notional: ~$108K
Intent: Bullish opening
Dual read: Possible closing of short

Read-through: Anticipates upside above $14.50

#2
SOFI 2026-05-29 $12.50 Put
Vol: 1,458
OI: 353
Vol/OI: 4.1x
IV: 73.4%
Notional: ~$3K
Intent: Speculative put or hedge
Dual read: Premium selling

Read-through: Protection or bearish wager

Institutional Positioning

Call additions: Heavy call accumulation, net premium $5.5M, volume ratio 0.35; notable $14.5 call volume 869 vs OI 192.

Put additions: Minimal put buying; $12.5 put volume 1458 but near-zero premium, likely hedging.

GEX/DEX consistency: GEX +$56.9M, DEX +109M shares, both bullish; consistent with bullish flow and pinning regime.

OI clusters: Put OI cluster of 80,341 at ~4.4% below spot; gamma flip $15; call OI builds above.

Hedging evidence: Protective puts at $12.5; gamma flip at $15 implies upside hedging; collars likely.

Max pain context: Spot above MP; regime pinning with upward bias; MP path supports consolidation near $14-15.

Signal vs Noise

~Signal: Bullish GEX/DEX alignment, strong call volumes, net premium positive, unusual call print at $14.5.
~Noise: Low put volume ratio and near-zero premium puts are noise; elevated VIX 17 is moderate.

Key Conclusions

📈Bullish flow: institutions adding calls, GEX/DEX positive, spot above MP with pinning.
🔑Unusual $14.5 call print signals significant upside positioning.
How to Use These Reports
This flow reflects the market close on May 20, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.