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SOFI

SoFi Technologies, Inc.Close $15.23EOD only

Max Pain

$16.00

Next expiry May 22, 2026

Expected Move

±$0.70

4.6% from close

Price Gap

+0.77

Distance to max pain

IV Rank

Middle-high premium

P/C OI

0.52

Slightly call-heavy

Consensus

7.5/10

Bullish tilt

Published snapshot: May 19, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

May 19, 2026 close

SOFI Flow Report

Analysis based on market close May 15, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

You are viewing an older report from May 15, 2026. A newer flow report is available for May 19, 2026.

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Flow Verdict

Confidence:

3.5 / 10

base 5; -1 GEX/flow contradict; -1 spot 5.4% from MP; +0.5 VIX 18

Watch next session: Spot vs $15 gamma flip; VIX direction; Call volume continuation

Flow Summary

Net premium: +$5.8M bullish

P/C volume ratio: 0.68

P/C OI ratio: 0.48

Strong call demand and low put-call ratios. Key level: hold above $15 gamma flip; VIX must ease below 18 for confirmation. Break below $15 with volume invalidates.

Notable Prints

SOFI 2026-06-12 $16.50 Call

Vol: 5,069

OI: 1,725

Vol/OI: 2.9x

IV: 52.9%

Notional: ~$299K

Intent: Bullish opening

Read-through: Expects rise

SOFI 2026-05-22 $15.00 Put

Vol: 27,674

OI: 10,829

Vol/OI: 2.6x

IV: 47.3%

Notional: ~$498K

Intent: Bearish hedging

Read-through: Seeks protection

SOFI 2026-05-29 $13.50 Call

Vol: 300

OI: 119

Vol/OI: 2.5x

IV: 74.2%

Notional: ~$70K

Intent: Speculative bullish

Read-through: Anticipates jump

SOFI 2026-05-15 $15.50 Call

Vol: 19,517

OI: 8,116

Vol/OI: 2.4x

IV: 14.1%

Notional: ~$156K

Intent: Lottery ticket

Read-through: Short-term bullish

SOFI 2027-01-15 $16.00 Call

Vol: 558

OI: 329

Vol/OI: 1.7x

IV: 68.3%

Notional: ~$184K

Intent: Long-term bullish

Read-through: Strong conviction

Institutional Positioning

Call additions: Calls added at $16.5 (Jun 12 & 26) and $13.5 (May 29), plus $15.5 (expiring today).

Put additions: Puts added at $15 (May 22) with 27,674 vol, OI 10,829.

GEX/DEX consistency: Contradiction: negative GEX (-$24.4M) vs positive DEX (+112M shares), flow bullish but gamma bearish.

OI clusters: Put OI concentration ~79.6k at $15 (3.9% below spot); call OI heavy at $16.5.

Hedging evidence: Put additions at $15 suggest hedging or bearish bets amid spot weakness.

Max pain context: Spot below MP (~$15.5?), gamma flip at $15; pinning toward MP likely.

Signal vs Noise

~Signal: High vol/OI on $16.5 call (2.9x) and $15 put (2.6x) indicate institutional positioning.

~Noise: $13.5 call (300 vol) and expiring $15.5 call may be noise or closing activity.

Key Conclusions

📈Bullish call additions at $16.5 across multiple expiries despite spot below MP.

🔒Put additions at $15 signal hedging or bearish tilt ahead of May 22 expiration.

⚠️GEX/DEX divergence and spot 5.4% from MP create conflicting signals; caution warranted.

How to Use These Reports

This flow reflects the market close on May 15, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.