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SOFI

SoFi Technologies, Inc.Close $15.65EOD only

Max Pain

$15.50

Next expiry May 22, 2026

Expected Move

±$0.40

2.5% from close

Price Gap

-0.15

Distance to max pain

IV Rank

Middle-high premium

P/C OI

0.52

Slightly call-heavy

Consensus

8.5/10

Bullish tilt

Published snapshot: May 21, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

May 21, 2026 close

SOFI Flow Report

Analysis based on market close May 21, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Flow Verdict

Confidence:

9 / 10

base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 spot 1.0% from MP; +1 VIX 17

Watch next session: Gamma flip level $15; Put/call volume ratio

Flow Summary

Net premium: +$3.6M bullish

P/C volume ratio: 0.43

P/C OI ratio: 0.52

Bullish flow dominates with strong call buying and low put/call ratio. GEX positive $58.3M supports pinning near $15. Unusual prints show heavy front-month call activity, likely bullish positioning. High vol regime warrants caution but bias remains up.

Notable Prints

SOFI 2026-06-18 $9.00 Put

Vol: 2,000

OI: 210

Vol/OI: 9.5x

IV: 96.9%

Notional: ~$10K

Intent: Bearish bet or hedge

Dual read: Could be protective put

Read-through: Put volume spike, low OI, high IV

SOFI 2026-06-05 $13.00 Call

Vol: 300

OI: 107

Vol/OI: 2.8x

IV: 55.9%

Notional: ~$84K

Intent: Unclear flow intent

Read-through: Needs contextual interpretation.

SOFI 2026-05-22 $15.50 Call

Vol: 30,008

OI: 15,344

Vol/OI: 2.0x

IV: 44.9%

Notional: ~$840K

Intent: Bullish near-term bet

Dual read: Possibly covering short calls

Read-through: Massive 1DTE call volume, pinning support

SOFI 2026-05-22 $3.00 Call

Vol: 213

OI: 112

Vol/OI: 1.9x

IV: 1137.5%

Notional: ~$271K

Intent: Unusual, likely erroneous or complex

Read-through: Extreme IV, deep ITM, low OI

SOFI 2026-06-05 $15.50 Call

Vol: 2,247

OI: 1,447

Vol/OI: 1.6x

IV: 50.2%

Notional: ~$164K

Intent: Unclear flow intent

Read-through: Needs contextual interpretation.

Institutional Positioning

Call additions: Notable at $15.5 (30k vol) and $13 (300 vol)

Put additions: $9 strike put (2k vol, high vol/oi ratio 9.5)

GEX/DEX consistency: Consistent: GEX +$58.3M, DEX +108.3M shares, flow bullish

OI clusters: Put OI concentration at $9 (80k contracts, 4.2% below spot); call OI building at $15.5

Hedging evidence: $9 put addition appears as downside hedge against long delta exposure

Max pain context: Spot at MP, gamma pinning expected near current levels

Signal vs Noise

~Large $15.5 call print (30k vol) is real signal of bullish flow; small $2/$3 calls are noise

~High vol/oi $9 put may be hedging signal, not speculative

Key Conclusions

🟢Large call addition at $15.5 indicates bullish positioning above current spot

🟡Put at $9 suggests downside hedging, but low volume limits bearish signal

📊Positive GEX and spot at MP support pinning and range-bound expectation

How to Use These Reports

This flow reflects the market close on May 21, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.