thetaOwl

SOFI

SoFi Technologies, Inc.Close $15.65EOD only
Max Pain
$15.50
Next expiry May 22, 2026
Expected Move
±$0.40
2.5% from close
Price Gap
-0.15
Distance to max pain
IV Rank
40
Middle-high premium
P/C OI
0.52
Slightly call-heavy
Consensus
8.5/10
Bullish tilt
Published snapshot: May 21, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 21, 2026 close
SOFI Flow Report
Analysis based on market close April 6, 2026

Historical consensus-supported lens with full content, report chain context, and metric rail.

You are viewing an older report from April 6, 2026. A newer flow report is available for May 21, 2026.

View latest report

Flow Verdict

BiasBullish
Confirmation: Spot holds above $16.00 and net premium remains positive with P/C volume ratio <0.5
Invalidation: Spot breaks below $15.50 (gamma flip) or net premium flips negative with P/C volume ratio >1.0
Confidence:
8.5 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +0.5 spot 1.7% from MP

Watch next session: $17.00 call OI buildup; Put flow at $16.00

Flow Summary

Net premium: +$2.0M bullish

P/C volume ratio: 0.37 — extreme call-dominant

P/C OI ratio: 0.56 — moderate call lean

Extreme call volume dominance with positive net premium and strong GEX pinning. Flow is aggressively bullish, targeting near-term upside to $17-$19.

Notable Prints

#1
SOFI 2026-04-10 $17.00 Call
Vol: 32,648
OI: 20,358
Vol/OI: 1.6x
IV: 59.0%
Notional: ~$489,720
Intent: Fresh directional call buying targeting immediate upside
Dual read: Bought (bullish) or sold/overwritten (neutral)

Read-through: Consistent with bullish flow regime and pinning toward $17.00

#2
SOFI 2026-05-15 $19.00 Call
Vol: 14,395
OI: 7,989
Vol/OI: 1.8x
IV: 63.9%
Notional: ~$6,909,600
Intent: Directional bet on breakout above $19.00 call wall
Dual read: Bought (bullish) or sold/overwritten (neutral)

Read-through: Targets key resistance level with meaningful size

#3
SOFI 2026-04-10 $17.50 Call
Vol: 17,852
OI: 9,942
Vol/OI: 1.8x
IV: 57.0%
Notional: ~$1,071,120
Intent: Fresh directional call buying extending upside target
Dual read: Bought (bullish) or sold/overwritten (neutral)

Read-through: Supports bullish flow narrative toward $17.50-$18.00

#4
SOFI 2026-10-16 $25.00 Call
Vol: 827
OI: 388
Vol/OI: 2.1x
IV: 64.3%
Notional: ~$727,760
Intent: Long-dated speculative call buying
Dual read: Bought (bullish) or sold/overwritten (neutral)

Read-through: Outsize bet on extended rally, though far OTM

Institutional Positioning

Call additions: $17.00-$19.00 calls in April/May expirations, plus long-dated $24-$25 calls

Put additions: Minimal; protective $16.00 puts (57,464 OI) but low volume

GEX/DEX consistency: Yes — positive GEX +$54.0M and bullish flow strongly aligned

OI clusters: $19.00 call wall (88,624 OI), $22.00 call wall (87,947 OI), $16.00 put floor (57,464 OI), $15.00 put floor (71,285 OI)

Hedging evidence: Limited; put flow is small relative to call dominance

Max pain context: MP at $16.00 (4/10) and $17.00 (4/17, 4/24), spot drifting toward pin

Signal vs Noise

~Low-volume puts at $27.00, $14.00, $10.00 in premium flow are likely noise or far OTM hedging, not directional
~Some call volume may be part of spreads (e.g., $17.00 calls with $16.50 puts), but net premium remains bullish

Key Conclusions

🐂Extreme call volume dominance (P/C 0.37) with positive net premium
📌Strong GEX pinning (+$54.0M) supports upside toward $17.00-$19.00
🧱Key OI walls at $19.00 (call) and $15.00 (put) define near-term range
How to Use These Reports
This flow reflects the market close on April 6, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.