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SOFI

SoFi Technologies, Inc.Close $18.24EOD only

Max Pain

$17.00

Next expiry Jul 10, 2026

Expected Move

±$1.16

6.4% from close

Price Gap

-1.24

Distance to max pain

IV Rank

Low premium

P/C OI

0.50

Slightly call-heavy

Consensus

8.0/10

Bullish tilt

Published snapshot: Jul 2, 2026 close

End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Jul 2, 2026 close

SOFI Theta Report

Analysis based on market close May 20, 2026

Directional Theta Gang Flow Earnings Consensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

You are viewing an older report from May 20, 2026. A newer theta report is available for June 26, 2026.

View latest report

Theta Verdict

Confidence:

9 / 10

base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +0.5 spot 1.2% from MP; +1 VIX 17

IV Environment

IV Regime

High

IV vs VIX

IV 73% vs VIX 17.4; extremely elevated

Favorable?

Yes

Term structure: Steep contango near-term calls; June 18 IV spike (call 161%) suggests event risk

⚠️June 18 expiry IV spike (call 161%) – event risk; avoid

🎯Max pain $16 with call OI wall; pinning supported

📈Dealer GEX +$57M bullish; net premium $5.5M buying

Pin Risk Assessment

Spot vs MP: Above

GEX regime: Pinning ($+56.9M)

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 80,341 (4.4% below spot)

OI concentrations: Call OI wall $16-$22, put floor $10-$15; gamma flip at $15

Verdict: High pinning risk at $16; risk of pinning at expiration

Premium Opportunities

Put credit spread

Sell 2026-06-26 $14.50/$14.00 put spread

Sell $14.50 put, buy $14 put for net credit. Max gain $0.14, max loss $0.36.

Credit: $0.11-$0.14

Max loss: $0.36

BE: $14.36

Mgmt: Close at 50% profit or if SOFI breaks below $15.50.

Cash-secured put

Sell 2026-06-26 $14.50 cash-secured put

Sell $14.50 cash-secured put for ~$0.50 credit. Max loss $13.93.

Credit: $0.46-$0.57

Max loss: $13.93

BE: $13.93

Mgmt: Roll down if SOFI drops below $15.50.

Risk Alerts

!June 18 expiry: anomalous IV spike (161% call) – likely event/liquidity risk; consider skipping

!Spot above max pain but gamma flip at $15; downside break invalidates bullish thesis

How to Use These Reports

This theta reflects the market close on May 20, 2026.

What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.