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SOFI

SoFi Technologies, Inc.Close $15.65EOD only
Max Pain
$15.50
Next expiry May 22, 2026
Expected Move
±$0.40
2.5% from close
Price Gap
-0.15
Distance to max pain
IV Rank
40
Middle-high premium
P/C OI
0.52
Slightly call-heavy
Consensus
8.5/10
Bullish tilt
Published snapshot: May 21, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 21, 2026 close
SOFI Theta Report
Analysis based on market close May 21, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Theta Verdict

Attractiveness9 / 10
Sizing: Aggressive
Primary: Short premium
Invalidation: Spot break below $15.0 or VIX above 20
Confidence:
9 / 10
base 5; +2 GEX/flow strongly aligned; +1 GEX positive (pinning); +1 spot 1.0% from MP; +1 VIX 17

IV Environment

IV Regime
High
IV vs VIX
IV 74% vs VIX 16.8, significantly elevated
Favorable?
Yes

Term structure: Upward sloping with strong call skew near term

🔥GEX +$58.3M bullish dealer positioning
🎯Max pain at $16 across multiple expiries
💹IV premium rich, favorable for selling

Pin Risk Assessment

Spot vs MP: At

GEX regime: Pinning ($+58.3M)

Gamma flip: ~$15.00 — Approx — based on put OI concentration of 80,339 (4.2% below spot)

OI concentrations: Call OI wall $16-$22; put OI 80k below spot

Verdict: Pinning to $16 likely due to max pain and Gamma Positive regime

Premium Opportunities

#1
Iron condor
Sell 2026-06-18 $15.00/$14.00 put wing and $17.00/$18.00 call wing
Sells OTM put & call wings; profits if SOFI stays in $14-$17.
Credit: $0.45-$0.54
Max loss: $0.46
BE: 14.46 / 17.54
Mgmt: Close at 50% profit; adjust if break $15.
#2
Put credit spread
Sell 2026-06-18 $15.00/$14.00 put spread
Sells put spread; bullish bias with elevated IV.
Credit: $0.27-$0.32
Max loss: $0.68
BE: $14.68
Mgmt: Monitor invalidation at $15.5; close early if breached.

Risk Alerts

!Near-term call IV elevated, risk of volatility spike
!Gamma flip at $15.0 - break could accelerate selling
How to Use These Reports
This theta reflects the market close on May 21, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.