thetaOwl
HomeOptionsSOFIReports

SOFI

SoFi Technologies, Inc.Close $17.91EOD only
Max Pain
$17.00
Next expiry Apr 17, 2026
Expected Move
±$0.76
4.2% from close
Price Gap
-0.91
Distance to max pain
IV Rank
72
High premium
P/C OI
0.55
Slightly call-heavy
Consensus
6.5/10
Consensus signal
Published snapshot: Apr 14, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
Apr 14, 2026 close
SOFI AI Consensus Report
Analysis based on market close April 14, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Conviction
6.5

out of 10

6.5 because multiple signals align on a short-term pin and a theta-friendly environment, but conviction is capped by the earnings binary in ~14 days and elevated IV which materially increases tail risk; institutional flow supports the pin but does not eliminate event-driven volatility that can invalidate short-credit positions.

Where Perspectives Agree

Short-term bullish pin to the $18–$19 area driven by concentrated call positioning and dealer short-gamma; current regime favors collecting premium against that magnet while respecting elevated volatility and an imminent earnings event.

Where They Diverge

Earnings creates a binary risk that directly undermines aggressive pre-earnings premium-selling: the earnings persona signals a large IV term-structure and a potential post-release re-pricing that can wipe short-dated credit trades, while flow indicates institutional accumulation into the pin which would normally support directional continuation — those institutional buys conflict with the earnings-driven expectation of a post-event mean-reversion (one suggests follow-through, the other suggests fade).

Top Trade
via theta

Sell 2026-04-24 $17/$16 put spread for a net credit (short put spread, expires Apr 24) — receive credit, defined risk between strikes.

Key Risk

A break and sustained close below $15.00 (triggered by a negative catalyst or weak pre-earnings print) would flip dealer gamma, remove the pinning effect and accelerate downside toward the $14.20 support gap — this outcome invalidates short-credit and bullish continuation trades.

Read the AI Analyst Consensus for SOFI for 2026-04-14. This synthesis report combines directional, theta, flow, and earnings perspectives into one conviction view with setup, trigger, and invalidation context.