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SOFI

SoFi Technologies, Inc.Close $17.05EOD only
Max Pain
$17.00
Next expiry Apr 17, 2026
Expected Move
±$0.84
4.9% from close
Price Gap
-0.05
Distance to max pain
IV Rank
100
High premium
P/C OI
0.56
Slightly call-heavy
Consensus
7.5/10
Range bias
Published snapshot: Apr 13, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
Apr 13, 2026 close
SOFI AI Consensus Report
Analysis based on market close April 13, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

Conviction
7.5

out of 10

7.5 because dealer gamma and net bullish flow create a strong, measurable pin that dominates near-term action; not higher because a scheduled earnings window (~15–16 days) with richer term structure meaningfully raises the chance of a vol repricing or post-earnings repricing that could invalidate front-month positioning.

Where Perspectives Agree

Market consensus is bullishly pinned to $17 in the near-term — concentrated dealer gamma and call-heavy institutional flow create a magnet to $17 that both sustains price and makes front-month premium rich and sellable.

Where They Diverge

Earnings-term vol structure and elevated longer-dated IV conflict with the pin’s durability: while flow and GEX favor a $17 pin, the earnings event at 4/28–4/29 (and higher longer-dated IV) creates a re-pricing risk into May expiries that could either push front-month IV higher or trigger a vol-driven fade; this event-risk can directly undermine the dealer-pin if participants re-hedge into May. Additionally, elevated ATM IV makes outright directional longs expensive—theta wants to sell premium into pin but earnings-driven rerouting of premium into longer-dated options could make that sale poorly timed.

Top Trade
via theta

Sell May 01 $16/$15 put spread for a net credit (theta play).

Key Risk

A decisive break and close below $15.00 — triggered by sustained selling that flips dealer gamma (removing the pin) — would remove short-gamma support and accelerate downside toward the $14.20 area, invalidating the bullish pin and making short-premium positions vulnerable.

Read the AI Analyst Consensus for SOFI for 2026-04-13. This synthesis report combines directional, theta, flow, and earnings perspectives into one conviction view with setup, trigger, and invalidation context.