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SOFI

SoFi Technologies, Inc.Close $15.62EOD only
Max Pain
$16.00
Next expiry May 29, 2026
Expected Move
±$0.78
5.0% from close
Price Gap
+0.38
Distance to max pain
IV Rank
68
High premium
P/C OI
0.52
Slightly call-heavy
Consensus
8.5/10
Bullish tilt
Published snapshot: May 22, 2026 close
End-of-day snapshot

This page reflects SOFI options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 22, 2026 close
SOFI AI Consensus Report
Analysis based on market close April 9, 2026
DirectionalTheta GangFlowEarningsConsensus

Historical consensus-supported lens with full content, report chain context, and metric rail.

You are viewing an older report from April 9, 2026. A newer ai consensus report is available for May 22, 2026.

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Conviction
6.5

out of 10

6.5 because directional GEX concentration and supportive flow/theta align on a pin to $16.50–$17, but conviction is capped by a looming earnings binary and a steep term-IV cliff that can invalidate short-premium trades quickly; risk is material but not dominant today.

Where Perspectives Agree

Consensus is a bullish pin to the $16.50–$17 area with dealer short-gamma reinforcing any move toward that magnet and creating asymmetric moves around those strikes.

Where They Diverge

Earnings-derived positioning and IV term-structure favor buying or calendar structures to play a post-report reprice, which directly opposes the theta persona's recommendation to short premium into the pin (selling near-term wings/puts). That earnings-for-vol-buy view undermines any naked/defined-risk premium sells that assume IV will remain elevated or compress predictably.

Top Trade
via theta

Sell Apr 17 2026 16.00/15.00 put spread for credit (expected credit)

Key Risk

A decisive break below $15.00 — triggered by a sell-off or negative catalyst — flips dealer gamma, removes the pin, and would accelerate downside toward $14.20 (gap/support), which all personas agree invalidates the bullish pin and punishes short-premium structures.

How to Use These Reports
This ai consensus reflects the market close on April 9, 2026.
What the reports do

Each report translates the same market-close options snapshot into a specific lens such as directional bias, premium-selling posture, flow quality, or earnings setup.

How traders use them

Reports are most useful for narrowing the playbook, surfacing entry and risk context, and deciding which raw data page to inspect next.

What to remember

These are interpretation layers, not execution guarantees. Validate the setup against chain liquidity, expected move, and exposure before sizing risk.

If the report conviction and the raw data disagree, slow down and resolve the mismatch before sizing risk.