thetaOwl

XLF

Financial Select Sector SPDRClose $51.10EOD only
Max Pain
$51.00
Next expiry May 22, 2026
Expected Move
±$0.72
1.4% from close
Price Gap
-0.10
Distance to max pain
IV Rank
0
Low premium
P/C OI
1.63
Slightly put-heavy
Consensus
8.0/10
Bearish tilt
Published snapshot: May 19, 2026 close
End-of-day snapshot

This page reflects XLF options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 19, 2026 close
Max Pain — XLF
Data as of market close May 19, 2026

Nearest listed expiration 2026-05-22 shows max pain at $51.00 (0.10 below spot). Use this page to evaluate pin-risk zones, strike pressure, and open-interest concentration before selecting trade structure.

Max Pain Strike
$51.00
Nearest expiry
Expected Move
±$0.72
±1.4%
Days to Expiry
3
Calendar days
Total Call OI
36,349
Nearest expiry
Total Put OI
50,026
Nearest expiry
P/C OI Ratio
1.38
Put-heavy
Spot Price
$51.10
Published close
Consensus
8.0/10
Open report for full read

Max Pain by Expiration

Pain by Strike

Drill into expiration
Selected: 2026-05-22
ExpirationMax Pain StrikeLast Updated
2026-05-08$52.505/8/2026, 11:35:01 PM
2026-05-15$51.505/15/2026, 11:46:38 PM
2026-05-22NextUpdated$51.005/19/2026, 11:42:41 PM
2026-05-29$51.505/19/2026, 11:42:41 PM
2026-06-05$51.505/19/2026, 11:42:41 PM
2026-06-12$51.505/19/2026, 11:42:41 PM
2026-06-18$52.005/19/2026, 11:42:41 PM
2026-06-26$51.505/19/2026, 11:42:41 PM
2026-06-30$52.005/19/2026, 11:42:41 PM
2026-07-17$52.005/19/2026, 11:42:41 PM
2026-08-21$51.005/19/2026, 11:42:41 PM
2026-09-18$52.005/19/2026, 11:42:41 PM
2026-09-30$54.005/19/2026, 11:42:41 PM
2026-10-16$52.005/19/2026, 11:42:41 PM
2026-11-20$50.005/19/2026, 11:42:41 PM
2026-12-18$50.005/19/2026, 11:42:41 PM
2026-12-31$48.005/19/2026, 11:42:41 PM
2027-01-15$52.005/19/2026, 11:42:41 PM
2027-03-19$52.005/19/2026, 11:42:41 PM
2027-03-31$50.005/19/2026, 11:42:41 PM
Selected expiration: 2026-05-22 at max pain $51.00.
XLF pain by strike for 2026-05-22 expiration
StrikeCall PainPut PainTotal Pain
3507734465077344650
4005233315052333150
4303733285037332850
4403233285032332850
44.502983890029838900
451002734625027346350
45.52502485810024858350
464502237080022371250
46.56501989560019896250
4710001742160017422600
47.514001495200014953400
4820501255280012554850
48.537001016890010172600
49540078383507843750
49.51170055713005583000
501940034543003473700
50.52925016507001679950
5154750218450273200
51.539345060500453950
521143200153501158550
How to Read Max Pain
Compare pin-risk and strike-pressure across expirations from the latest published close.
What max pain measures

Max pain is the strike where option holders would collectively lose the most at expiration, based on open interest across the listed chain.

How traders use it

It is most useful as a possible pinning zone, especially when spot is already trading near a crowded strike into expiration.

What can break it

Strong directional flows, news, or fast spot moves can overwhelm any pinning tendency, so max pain should support a thesis rather than drive it alone.

The closer you are to expiration, the more useful this becomes as context and the less useful it is as a standalone prediction.