thetaOwl

USB

U.S. BancorpClose $54.50EOD only
Max Pain
$54.00
Next expiry May 22, 2026
Expected Move
±$1.08
2.0% from close
Price Gap
-0.50
Distance to max pain
IV Rank
9
Low premium
P/C OI
0.86
Slightly call-heavy
Consensus
No reports available
Published snapshot: May 20, 2026 close
End-of-day snapshot

This page reflects USB options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 20, 2026 close
Max Pain — USB
Data as of market close May 20, 2026

Nearest listed expiration 2026-05-22 shows max pain at $54.00 (0.50 below spot). Use this page to evaluate pin-risk zones, strike pressure, and open-interest concentration before selecting trade structure.

Max Pain Strike
$54.00
Nearest expiry
Expected Move
±$1.08
±2.0%
Days to Expiry
2
Calendar days
Total Call OI
8,831
Nearest expiry
Total Put OI
6,034
Nearest expiry
P/C OI Ratio
0.68
Put-heavy
Spot Price
$54.50
Published close
Consensus
-
Open report for full read

Max Pain by Expiration

Pain by Strike

Drill into expiration
Selected: 2026-05-22
ExpirationMax Pain StrikeLast Updated
2026-05-08$56.005/8/2026, 11:33:13 PM
2026-05-15$55.005/15/2026, 11:40:23 PM
2026-05-22NextUpdated$54.005/20/2026, 11:34:47 PM
2026-05-29$55.005/20/2026, 11:34:47 PM
2026-06-05$56.005/20/2026, 11:34:47 PM
2026-06-12$55.005/20/2026, 11:34:47 PM
2026-06-18$52.505/20/2026, 11:34:47 PM
2026-06-26$51.005/20/2026, 11:34:47 PM
2026-07-17$55.005/20/2026, 11:34:47 PM
2026-08-21$55.005/20/2026, 11:34:47 PM
2026-09-18$55.005/20/2026, 11:34:47 PM
2026-12-18$45.005/20/2026, 11:34:47 PM
2027-01-15$50.005/20/2026, 11:34:47 PM
2027-03-19$50.005/20/2026, 11:34:47 PM
Selected expiration: 2026-05-22 at max pain $54.00.
USB pain by strike for 2026-05-22 expiration
StrikeCall PainPut PainTotal Pain
40073469507346950
43180055367505538550
45340043299504333350
46420037265503730750
47520031232503128450
48640025199502526350
48.5700022568002263800
49760019954002003000
50910014767001485800
511060010311001041700
5212800647500660300
5321500298600320100
5457400151600209000
5560620017600623800
56137720033001380500
57217020028002173000
58300810023003010400
59385440019003856300
60470950015004711000
61557860012005579800
How to Read Max Pain
Compare pin-risk and strike-pressure across expirations from the latest published close.
What max pain measures

Max pain is the strike where option holders would collectively lose the most at expiration, based on open interest across the listed chain.

How traders use it

It is most useful as a possible pinning zone, especially when spot is already trading near a crowded strike into expiration.

What can break it

Strong directional flows, news, or fast spot moves can overwhelm any pinning tendency, so max pain should support a thesis rather than drive it alone.

The closer you are to expiration, the more useful this becomes as context and the less useful it is as a standalone prediction.