What is UNH max pain this week?

UNH max pain for the nearest expiration (2026-07-10) is $410.00. Total call open interest: 13,712. Total put open interest: 10,898.

What is max pain in options?

Max pain is the strike price where option holders (buyers of both puts and calls) would collectively lose the most money at expiration. It represents the point of maximum financial pain for option buyers, and theory suggests stock prices tend to gravitate toward max pain as expiration approaches.

Home Options UNHMax Pain

UNH

UnitedHealth Group IncorporatedClose $425.36EOD only

Max Pain

$410.00

Next expiry Jul 10, 2026

Expected Move

±$12.25

2.9% from close

Price Gap

-15.36

Distance to max pain

IV Rank

Low premium

P/C OI

0.73

Slightly call-heavy

Consensus

4/4

Partial coverage

Published snapshot: Jul 2, 2026 close

End-of-day snapshot

This page reflects UNH options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Jul 2, 2026 close

Max Pain — UNH

Data as of market close Jul 2, 2026

Open Available Reports (4/4)

Nearest listed expiration 2026-07-10 shows max pain at $410.00 (15.36 below spot). Use this page to evaluate pin-risk zones, strike pressure, and open-interest concentration before selecting trade structure.

Max Pain Strike

$410.00

Nearest expiry

Expected Move

±$12.25

±2.9%

Days to Expiry

Calendar days

Total Call OI

13,712

Nearest expiry

Total Put OI

10,898

Nearest expiry

P/C OI Ratio

0.79

Put-heavy

Spot Price

$425.36

Published close

Consensus

Open report for full read

Max Pain by Expiration

Pain by Strike

Drill into expiration

Selected: 2026-07-10

Expiration	Max Pain Strike	Last Updated
2026-06-26	$405.00	6/26/2026, 11:34:11 PM
2026-07-02	$412.50	7/2/2026, 11:36:19 PM
2026-07-10NextUpdated	$410.00	7/3/2026, 11:32:01 PM
2026-07-17	$380.00	7/3/2026, 11:32:01 PM
2026-07-24	$400.00	7/3/2026, 11:32:01 PM
2026-07-31	$400.00	7/3/2026, 11:32:01 PM
2026-08-07	$410.00	7/3/2026, 11:32:01 PM
2026-08-21	$350.00	7/3/2026, 11:32:01 PM
2026-09-18	$340.00	7/3/2026, 11:32:01 PM
2026-11-20	$350.00	7/3/2026, 11:32:01 PM
2026-12-18	$330.00	7/3/2026, 11:32:01 PM
2027-01-15	$290.00	7/3/2026, 11:32:01 PM
2027-03-19	$350.00	7/3/2026, 11:32:01 PM
2027-06-17	$290.00	7/3/2026, 11:32:01 PM

Selected expiration: 2026-07-10 at max pain $410.00.

UNH pain by strike for 2026-07-10 expiration
Strike	Call Pain	Put Pain	Total Pain
195	0	213369000	213369000
200	4500	207968500	207973000
205	13500	202596500	202610000
270	130500	132988000	133118500
290	166500	111640000	111806500
295	180000	106303000	106483000
300	198000	100966000	101164000
310	236000	90295000	90531000
315	255000	84961000	85216000
320	274000	79627500	79901500
325	293500	74301500	74595000
330	313500	68976500	69290000
335	333500	63666500	64000000
340	353500	58385500	58739000
345	373500	53133500	53507000
350	393500	47896000	48289500
355	414000	42697000	43111000
360	435000	37534500	37969500
365	464500	32553000	33017500
367.5	482000	30175000	30657000

How to Read Max Pain

Compare pin-risk and strike-pressure across expirations from the latest published close.

What max pain measures

Max pain is the strike where option holders would collectively lose the most at expiration, based on open interest across the listed chain.

How traders use it

It is most useful as a possible pinning zone, especially when spot is already trading near a crowded strike into expiration.

What can break it

Strong directional flows, news, or fast spot moves can overwhelm any pinning tendency, so max pain should support a thesis rather than drive it alone.

The closer you are to expiration, the more useful this becomes as context and the less useful it is as a standalone prediction.