thetaOwl

BILL

BILL Holdings, Inc.Close $36.45EOD only
Max Pain
$39.00
Next expiry May 22, 2026
Expected Move
±$1.18
3.2% from close
Price Gap
+2.55
Distance to max pain
IV Rank
6
Low premium
P/C OI
0.52
Slightly call-heavy
Consensus
No reports available
Published snapshot: May 21, 2026 close
End-of-day snapshot

This page reflects BILL options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot
May 21, 2026 close
Max Pain — BILL
Data as of market close May 21, 2026

Nearest listed expiration 2026-05-22 shows max pain at $39.00 (2.55 above spot). Use this page to evaluate pin-risk zones, strike pressure, and open-interest concentration before selecting trade structure.

Max Pain Strike
$39.00
Nearest expiry
Expected Move
±$1.18
±3.2%
Days to Expiry
1
Calendar days
Total Call OI
3,263
Nearest expiry
Total Put OI
4,436
Nearest expiry
P/C OI Ratio
1.36
Put-heavy
Spot Price
$36.45
Published close
Consensus
-
Open report for full read

Max Pain by Expiration

Pain by Strike

Drill into expiration
Selected: 2026-05-22
ExpirationMax Pain StrikeLast Updated
2026-05-08$38.005/8/2026, 11:05:00 PM
2026-05-15$40.005/15/2026, 11:07:02 PM
2026-05-22NextUpdated$39.005/21/2026, 11:05:15 PM
2026-05-29$39.005/21/2026, 11:05:15 PM
2026-06-05$40.005/21/2026, 11:05:15 PM
2026-06-12$44.005/21/2026, 11:05:15 PM
2026-06-18$40.005/21/2026, 11:05:15 PM
2026-06-26$36.005/21/2026, 11:05:15 PM
2026-07-17$40.005/21/2026, 11:05:15 PM
2026-08-21$42.505/21/2026, 11:05:15 PM
2026-11-20$37.505/21/2026, 11:05:15 PM
2027-01-15$40.005/21/2026, 11:05:15 PM
Selected expiration: 2026-05-22 at max pain $39.00.
BILL pain by strike for 2026-05-22 expiration
StrikeCall PainPut PainTotal Pain
23065584006558400
25056730005673000
29039070003907000
30034660003466000
30.5120032457503246950
32480025853002590100
32.5620023654002371600
33770021456002153300
341110017165001727600
356470012874001352100
35.510255010736501176200
361404008613001001700
37216500470300686800
37.5256000297050553050
38298750232400531150
38.5344850183250528100
39391500135050526550
39.544705088100535150
4050460041300545900
40.556855033050601600
How to Read Max Pain
Compare pin-risk and strike-pressure across expirations from the latest published close.
What max pain measures

Max pain is the strike where option holders would collectively lose the most at expiration, based on open interest across the listed chain.

How traders use it

It is most useful as a possible pinning zone, especially when spot is already trading near a crowded strike into expiration.

What can break it

Strong directional flows, news, or fast spot moves can overwhelm any pinning tendency, so max pain should support a thesis rather than drive it alone.

The closer you are to expiration, the more useful this becomes as context and the less useful it is as a standalone prediction.