Home Options UPSTChain

UPST

Upstart Holdings, Inc.Close $29.11EOD only

Max Pain

$30.00

Next expiry Aug 21, 2026

Expected Move

±$1.27

4.4% from close

Price Gap

+0.89

Distance to max pain

IV Rank

Low premium

P/C OI

0.65

Slightly call-heavy

Consensus

—

No reports available

Published snapshot: Aug 18, 2026 close

End-of-day snapshot

This page reflects UPST options positioning from the latest published market-close snapshot. Intraday price and contract changes are not displayed.

Published Snapshot

Aug 18, 2026 close

UPST Options Chain

Data as of market close Aug 18, 2026

Expiration

Compare calls and puts side by side with OI, volume, IV, and positioning context.

Control Row

Next expiry (DTE 3)

Blank greek cells usually mean usable implied volatility was unavailable for that contract in the market-close snapshot.

Open Interest by Strike

IV Skew

Volume by Strike

Calls

Strike	Last	Bid	Ask	Chg	Vol	OI	IV	Delta	Gamma	Theta	Vega	Rho
17.50	11.97	10.25	12.90	0.00	1	2	546.5%	0.899	0.0123	-0.427	0.005	0.001
19.00	10.52	8.85	11.25	0.00	1	29	459.0%	0.891	0.0154	-0.378	0.005	0.001
20.00	8.88	7.85	10.20	-0.57	3	24	412.3%	0.883	0.0180	-0.357	0.005	0.001
21.00	7.96	6.65	9.30	0.90	3	2	388.7%	0.865	0.0211	-0.373	0.006	0.001
22.00	6.21	6.40	8.40	0.00	2	3	214.8%	0.938	0.0216	-0.118	0.003	0.002
22.50	5.40	5.90	7.40	0.00	25	34	130.5%	0.987	0.0094	-0.021	0.001	0.002
23.00	6.47	4.40	7.40	0.00	1	4	328.1%	0.827	0.0296	-0.372	0.007	0.001
24.00	5.56	3.55	6.30	0.00	1	3	281.3%	0.812	0.0363	-0.335	0.007	0.001
24.50	4.98	3.15	5.80	0.00	1	2	263.9%	0.800	0.0402	-0.327	0.007	0.001
25.00	4.64	2.90	5.30	0.00	1	26	246.7%	0.786	0.0447	-0.318	0.008	0.001
25.50	4.07	2.82	4.80	0.00	2	5	110.9%	0.915	0.0533	-0.079	0.004	0.002
26.00	4.15	2.52	3.20	0.00	1	36	78.9%	0.947	0.0516	-0.040	0.003	0.002
26.50	3.80	1.93	3.10	0.00	12	74	123.4%	0.816	0.0818	-0.147	0.007	0.002
27.00	5.37	0.88	2.79	0.00	2	147	128.7%	0.760	0.0915	-0.178	0.008	0.002
27.50	3.74	1.27	2.24	0.00	1	34	55.9%	0.876	0.1388	-0.053	0.005	0.002
28.00	1.43	1.12	1.50	-0.09	7	221	50.2%	0.812	0.2036	-0.062	0.007	0.002
28.50	0.91	0.81	1.09	-0.43	110	167	61.9%	0.660	0.2243	-0.102	0.010	0.001
29.00	0.60	0.54	0.80	-0.47	138	228	50.6%	0.545	0.2969	-0.090	0.010	0.001
29.50	0.40	0.33	0.65	-0.46	98	128	54.5%	0.406	0.2697	-0.094	0.010	0.001
30.00	0.28	0.22	0.37	-0.38	215	1,387	52.1%	0.272	0.2413	-0.077	0.009	0.001
30.50	0.17	0.20	0.25	-0.28	307	558	57.4%	0.194	0.1814	-0.070	0.007	0.000
31.00	0.10	0.12	0.18	-0.23	349	1,073	59.0%	0.127	0.1334	-0.054	0.005	0.000
31.50	0.07	0.07	0.10	-0.13	233	968	58.2%	0.072	0.0892	-0.035	0.004	0.000
32.00	0.04	0.04	0.07	-0.08	569	1,279	60.2%	0.044	0.0591	-0.025	0.002	0.000
32.50	0.04	0.01	0.24	-0.06	333	887	82.0%	0.075	0.0654	-0.051	0.004	0.000
33.00	0.02	0.00	0.10	-0.04	8	2,939	73.0%	0.032	0.0370	-0.023	0.002	0.000
33.50	0.02	0.01	0.03	-0.02	123	313	68.0%	0.012	0.0180	-0.010	0.001	0.000
34.00	0.03	0.01	0.05	0.01	9	1,661	78.9%	0.017	0.0198	-0.014	0.001	0.000
34.50	0.01	0.01	0.32	-0.05	61	410	120.7%	0.068	0.0410	-0.070	0.003	0.000
35.00	0.01	0.00	0.02	-0.01	105	2,210	78.1%	0.005	0.0073	-0.005	0.000	0.000
35.50	0.13	-	0.59	0.00	1	58	196.9%	0.154	0.0456	-0.206	0.006	0.000
36.00	0.02	0.00	0.95	0.00	4	345	190.8%	0.127	0.0414	-0.175	0.006	0.000
37.00	0.18	0.00	0.04	0.00	1	546	106.3%	0.007	0.0073	-0.010	0.001	0.000
37.50	0.01	0.00	0.11	0.00	16	382	129.7%	0.018	0.0131	-0.026	0.001	0.000
38.00	0.02	0.00	0.23	0.00	1	92	155.5%	0.035	0.0186	-0.052	0.002	0.000
39.00	0.01	0.00	0.46	0.00	2	181	194.1%	0.058	0.0226	-0.099	0.003	0.000
40.00	0.01	0.00	0.01	0.00	30	1,575	112.5%	0.001	0.0012	-0.002	0.000	0.000
42.50	0.01	0.00	0.01	0.00	2	2,698	131.3%	0.001	0.0009	-0.002	0.000	0.000
45.00	0.10	0.00	0.02	0.09	4	1,036	162.5%	0.002	0.0015	-0.005	0.000	0.000
47.50	0.01	0.00	0.05	0.00	5	344	199.2%	0.004	0.0025	-0.011	0.000	0.000
50.00	0.01	0.00	0.12	0.00	3	149	243.8%	0.010	0.0041	-0.028	0.001	0.000

Puts

Strike	Last	Bid	Ask	Chg	Vol	OI	IV	Delta	Gamma	Theta	Vega	Rho
17.50	0.04	0.00	0.02	0.00	10	172	196.9%	-0.002	0.0010	-0.005	0.000	-0.000
20.00	0.01	0.00	0.01	0.00	27	3,058	137.5%	-0.001	0.0010	-0.002	0.000	-0.000
21.00	0.01	0.00	0.55	0.00	8	90	238.7%	-0.053	0.0171	-0.113	0.003	-0.000
22.00	0.01	0.00	0.09	0.00	12	688	143.0%	-0.013	0.0088	-0.021	0.001	-0.000
22.50	0.01	0.00	0.30	0.00	2	234	169.9%	-0.040	0.0192	-0.064	0.002	-0.000
23.00	0.01	0.00	0.31	0.00	3	63	159.8%	-0.044	0.0223	-0.066	0.002	-0.000
24.00	0.01	0.00	0.10	0.00	4	215	106.3%	-0.020	0.0172	-0.022	0.001	-0.000
24.50	0.01	0.00	0.35	-0.04	1	92	129.7%	-0.063	0.0363	-0.071	0.003	-0.000
25.00	0.01	0.00	0.08	0.00	312	1,407	83.6%	-0.020	0.0221	-0.018	0.001	-0.000
25.50	0.04	0.01	0.20	0.00	302	259	93.0%	-0.053	0.0440	-0.044	0.003	-0.000
26.00	0.04	0.00	0.10	0.02	3	101	68.8%	-0.032	0.0398	-0.022	0.002	-0.000
26.50	0.05	0.01	0.25	0.04	207	515	76.2%	-0.081	0.0745	-0.050	0.004	-0.000
27.00	0.08	0.05	0.09	0.00	20	1,272	54.7%	-0.061	0.0832	-0.029	0.003	-0.000
27.50	0.15	0.11	0.18	0.02	174	841	55.9%	-0.124	0.1388	-0.050	0.005	-0.000
28.00	0.29	0.18	0.29	0.19	70	622	53.9%	-0.204	0.1992	-0.066	0.007	-0.001
28.50	0.46	0.25	0.53	0.13	20	290	54.1%	-0.322	0.2510	-0.084	0.009	-0.001
29.00	0.60	0.56	0.65	0.17	328	1,572	54.3%	-0.457	0.2768	-0.093	0.010	-0.001
29.50	1.02	0.80	1.08	0.34	286	625	59.6%	-0.584	0.2481	-0.100	0.010	-0.001
30.00	1.46	1.06	1.42	0.46	91	3,236	57.4%	-0.707	0.2268	-0.084	0.009	-0.002
30.50	1.37	1.37	1.85	0.00	61	479	57.0%	-0.808	0.1816	-0.066	0.007	-0.002
31.00	2.20	1.42	2.70	0.28	11	100	61.7%	-0.862	0.1352	-0.057	0.006	-0.002
31.50	1.90	1.91	3.40	0.00	1	69	83.6%	-0.841	0.1098	-0.086	0.006	-0.002
32.00	3.06	2.63	3.25	0.44	5	203	58.6%	-0.960	0.0559	-0.019	0.002	-0.003
32.50	3.62	2.95	4.20	0.41	21	208	91.8%	-0.899	0.0728	-0.068	0.005	-0.002
33.00	4.03	3.75	4.80	0.28	4	43	127.3%	-0.847	0.0702	-0.129	0.006	-0.002
33.50	4.16	3.95	5.30	0.01	3	252	116.4%	-0.899	0.0576	-0.087	0.005	-0.003
34.00	4.96	4.35	6.20	0.38	3	26	145.7%	-0.866	0.0562	-0.135	0.006	-0.002
34.50	5.40	3.95	6.85	0.25	3	8	71.9%	-0.995	0.0078	-0.001	0.000	-0.003
35.00	6.10	4.65	7.40	0.54	10	528	121.9%	-0.946	0.0340	-0.055	0.003	-0.003
37.00	7.95	7.25	8.65	0.46	1	1	126.6%	-0.979	0.0152	-0.024	0.001	-0.003
37.50	8.35	7.65	9.05	1.05	1	321	237.9%	-0.857	0.0360	-0.233	0.006	-0.003
38.00	8.51	7.65	10.20	0.00	2	2	125.8%	-0.989	0.0090	-0.012	0.001	-0.003
40.00	11.06	9.65	12.20	0.72	2	0	145.3%	-0.990	0.0067	-0.012	0.001	-0.003
42.50	13.02	11.85	13.80	0.00	1	0	269.5%	-0.923	0.0203	-0.167	0.004	-0.003
45.00	16.21	14.65	17.85	2.09	1	0	288.3%	-0.938	0.0162	-0.151	0.003	-0.004
47.50	18.25	16.95	18.80	0.00	7	0	323.0%	-0.936	0.0146	-0.172	0.003	-0.004
50.00	21.25	19.55	22.95	0.45	1	0	336.7%	-0.947	0.0121	-0.154	0.003	-0.004

How to Read the Chain

Use this market-close chain snapshot to compare liquidity, pricing, IV, and per-contract greeks across the active expiration.

How to scan it

Start with strike, bid/ask spread, open interest, and volume. Then use IV and greeks to decide whether a contract fits your directional, income, or volatility idea.

What matters first

Clean fills matter before a contract looks mathematically attractive. A thin market can erase the edge you think you found.

What can mislead you

Low premium, high IV, or one convenient delta do not make a trade by themselves. Check how far the strike sits from spot, expected move, and the event calendar.

Greeks are close-of-day estimates, and blank greek cells usually mean usable implied volatility was unavailable for that contract.